Private Credit Platform for Institutional Investors
Income provides institutional allocators with direct access to private credit with the visibility, control, and reporting infrastructure required by professionals.
2020
Founded in Estonia
15
Loan Originators
189,871,910 €
All Time Funded
5,357,989 €
All Time Returns Paid
0.05%
Losses
Private Credit is Growing, Infrastructure is the bottleneck.
Institutional allocators are scaling exposure to private credit, but visibility is fragmented and tools are outdated.
Each lender reports differently, making aggregation and comparison nearly impossible.
Relying on spreadsheets means risks are often identified too late.
With commitments and allocations split across files and departments, it’s hard to get a real-time view.
It’s time to upgrade from spreadsheets to a modern platform.
Our Infrastructure for Private Credit Allocation
Income has built the infrastructure layer that brings structure, speed, and insight to private credit investing. Built for family offices, credit funds and institutional LP´s.
Monitor What Matters
Track IRR, duration, and cash-on-cash returns with real-time visibility into loan- and portfolio-level performance, repayment status, and vintages across time periods—with risk flags for late payments, NPL spikes, breached exposure limits, and eligibility-criteria breaches.
Analyze and Benchmark
Compare originators in your portfolio by vintage, default, and recovery, track allocation strategies by sector and geography, and project forward cash flows to manage committed capital with confidence.
Infrastructure for Growth
Standardize originator data for comparability, automate manual reporting and capital tracking, and enable faster allocation decisions with a single source of truth.
Built for Institutional-Grade Security
Income´s private credit platform enables governance, provides control and credit risk mitigation and adapts to your preferred investment structure.
Infrastructure that protects every transaction.
Where protection meets real-time visibility.
Repayment and loan event data is delivered directly through a secure API.
Repayments are matched to loan-level ledgers, giving you a real-time view of actual loan performance.
Giving you real-time visibility into portfolio performance, without the manual work.
Your data is always accessible and audit ready.
Trusted and Tested Infrastructure.
Institutional-Grade Reliability.
Income´s platform powers over €200M in processed private credit exposure across geographies and product categories.
Processed through Income’s proprietary loan tracking ledger.
Loans processed and tracked to completion.
Integrations with active Loan Originators
Loan Originators already connected
Tracking real life portfolio performance
Built for Institutions Allocating to Private Credit.
Family offices allocating into private debt
Private Credit funds tracking multiple originators
Institutional LPs
Capital syndicates running custom credit portfolios
Fund administrators serving alternative credit strategies
Ready to Gain Visibility Over Your Private Credit Investments?
