We are pleased to announce that Virtus Lending has shared their 2025 audited financial results with us.
Based on the audited financial statement provided for 2025, the company’s total operating income for the 2025 was 2.3 million EUR, indicating 61% growth from 1.4 thousand EUR in 2025.
Virtus Lending EBIT is 418 thousand EUR (net profit of 419 thousand EUR) for the financial year 2025. (249 and 237 thousand EUR respectively for 2024). In terms of profitability, the company maintained a strong gross margin of 70%, translating into a net margin of 16%.
As of 2025 year-end, Virtus Lending’s financial position showed assets totalling 14.0 million EUR (8.5 million EUR in 2024). The company’s equity reached 1.6 million EUR, with 950 thousand EUR of that amount representing share capital (increased from 800 thousand EUR in 2024). No dividends were distributed during 2025.
Their net loan portfolio size also shows a growth from 7.8 million EUR at the end of 2024 to 11.8 million EUR at the end of 2025.
Since March 2025, Virtus Lending has been onboarded to the Income platform, and our investors have already invested 10.0 million EUR in loans originated by Virtus Lending, earning 382 thousand EUR.
Investing in loans originated by Virtus Lending yields up to 12% per annum, making it an attractive option for those looking to grow their investments.
