We have exciting news for investors in Virtus Lending loans. Starting today, Virtus Lending is listing a batch of €1.2 million in instalment loans on Income Marketplace, all at an increased interest rate of 13% p.a. This is a one-time campaign, and the higher rate applies only to this batch.
Virtus Lending at a glance
Virtus Lending is a Kosovo-based lender that has provided leasing and consumer loans since 2019, and it has been a Loan Originator on Income Marketplace since March 2025. It has grown steadily since then, as its audited 2025 financial statements show:
- Operating income: €2.3 million, up 61% year on year
- Net profit: €372 thousand (2024: €237 thousand)
- Net loan portfolio: €11.8 million (2024: €7.8 million)
- Total assets: €14.0 million (2024: €8.5 million)
Investors have invested €10.0 million in Virtus Lending loans so far, earning €382 thousand in interest.
The rate increase
For this campaign, Virtus Lending is raising the interest rate on its instalment loans to 13% p.a., up from the 10–12% p.a. it has offered so far. The elevated 13% rate applies only to this €1.2 million batch. Once the batch is fully funded, new Virtus Lending loans return to their standard rates.
- Volume: €1.2 million, one batch
- Interest rate: 13% p.a.
- Loan type: instalment loans
- Maturities: 3–24 months
- Junior Share: 27%
- Buyback Obligation: applies automatically to every loan
- Available: from today until the batch is fully funded
What this means for investors
If you already hold Virtus Lending loans, this is a chance to add to your position at a higher rate. If you haven’t invested in Virtus Lending yet, it’s a good time to start. Because the rate applies to a single batch, we expect these loans to be funded quickly, so this is a good moment to act.
If you use Auto Invest, update your filters to include Virtus Lending so your strategy catches the new 13% p.a. loans.
Virtus Lending instalment loans at 13% p.a., while the batch lasts.
