{"id":10361,"date":"2023-11-07T13:14:43","date_gmt":"2023-11-07T13:14:43","guid":{"rendered":"https:\/\/getincome.com\/blog\/ayuda\/"},"modified":"2025-02-21T08:53:30","modified_gmt":"2025-02-21T08:53:30","slug":"ayuda","status":"publish","type":"page","link":"https:\/\/getincome.com\/blog\/es\/ayuda\/","title":{"rendered":"Ayuda"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10361\" class=\"elementor elementor-10361 elementor-6035\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-14be97f5 elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"14be97f5\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5595a987\" data-id=\"5595a987\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a3bce6 elementor-widget elementor-widget-text-editor\" data-id=\"9a3bce6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"\/\" class=\"header-logo\" target=\"_self\"><img decoding=\"async\" src=\"\/img\/income.dd175754.svg\" width=\"110\" alt=\"Income Marketplace\" class=\"income-logo\"><\/a><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-55dcba3f\" data-id=\"55dcba3f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f9a7cb1 elementor-nav-menu__align-end elementor-nav-menu--stretch elementor-nav-menu--dropdown-tablet elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"2f9a7cb1\" data-element_type=\"widget\" data-settings=\"{&quot;full_width&quot;:&quot;stretch&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;&quot;},&quot;layout&quot;:&quot;horizontal&quot;,&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-none\">\n\t\t\t\t<ul id=\"menu-1-2f9a7cb1\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10224\"><a href=\"https:\/\/getincome.com\/es\/como-funciona\" class=\"elementor-item\">C\u00f3mo funciona<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10225\"><a href=\"https:\/\/getincome.com\/es\/estadisticas\" class=\"elementor-item\">Estad\u00edsticas<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10226\"><a href=\"https:\/\/getincome.com\/loan-originators\" class=\"elementor-item\">Originadores de Pr\u00e9stamos<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10227\"><a href=\"https:\/\/getincome.com\/es\/equipo\" class=\"elementor-item\">Equipo<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10228\"><a href=\"https:\/\/getincome.com\/es\/ayuda\" class=\"elementor-item\">Ayuda<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10229\"><a href=\"https:\/\/getincome.com\/blog\/\" class=\"elementor-item\">Blog<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10210\"><a href=\"https:\/\/getincome.com\/register\" class=\"elementor-item\"><div style=\"padding: 10px 10px; margin:-10px; color: #fff; background: #30a7fe; box-sizing: border-box;     border-radius: 16px;\">Crear Cuenta<\/div><\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10211\"><a href=\"https:\/\/getincome.com\/login\" class=\"elementor-item\"><strong>Ingresar<\/strong><\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Alternar men\u00fa\" aria-expanded=\"false\">\n\t\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--open eicon-menu-bar\"><\/i><i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--close eicon-close\"><\/i>\t\t\t<span class=\"elementor-screen-only\">Men\u00fa<\/span>\n\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-2f9a7cb1\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10224\"><a href=\"https:\/\/getincome.com\/es\/como-funciona\" class=\"elementor-item\" tabindex=\"-1\">C\u00f3mo funciona<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10225\"><a href=\"https:\/\/getincome.com\/es\/estadisticas\" class=\"elementor-item\" tabindex=\"-1\">Estad\u00edsticas<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10226\"><a href=\"https:\/\/getincome.com\/loan-originators\" class=\"elementor-item\" tabindex=\"-1\">Originadores de Pr\u00e9stamos<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10227\"><a href=\"https:\/\/getincome.com\/es\/equipo\" class=\"elementor-item\" tabindex=\"-1\">Equipo<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10228\"><a href=\"https:\/\/getincome.com\/es\/ayuda\" class=\"elementor-item\" tabindex=\"-1\">Ayuda<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10229\"><a href=\"https:\/\/getincome.com\/blog\/\" class=\"elementor-item\" tabindex=\"-1\">Blog<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10210\"><a href=\"https:\/\/getincome.com\/register\" class=\"elementor-item\" tabindex=\"-1\"><div style=\"padding: 10px 10px; margin:-10px; color: #fff; background: #30a7fe; box-sizing: border-box;     border-radius: 16px;\">Crear Cuenta<\/div><\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10211\"><a href=\"https:\/\/getincome.com\/login\" class=\"elementor-item\" tabindex=\"-1\"><strong>Ingresar<\/strong><\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bdba711 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bdba711\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8e53593\" data-id=\"8e53593\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28a5ddf elementor-widget elementor-widget-heading\" data-id=\"28a5ddf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ayuda y preguntas frecuentes<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8171e23 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8171e23\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-434e98e\" data-id=\"434e98e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f035cb6 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"f035cb6\" data-element_type=\"widget\" data-settings=\"{&quot;tabs_justify_horizontal&quot;:&quot;center&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"251\" aria-label=\"Pesta\u00f1as. Abre elementos con Intro o Espacio, ci\u00e9rralos con Escape y navega con las fechas.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t\t\t<button id=\"e-n-tabs-title-2511\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2511\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\tGeneral\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<button id=\"e-n-tabs-title-2512\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2512\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\tC\u00f3mo empezar\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<button id=\"e-n-tabs-title-2513\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2513\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\tInversi\u00f3n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<button id=\"e-n-tabs-title-2514\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2514\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\tSeguridad y riesgo\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<button id=\"e-n-tabs-title-2515\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2515\" style=\"--n-tabs-title-order: 5;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\tOriginadores de pr\u00e9stamos y prestatarios\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<button id=\"e-n-tabs-title-2516\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2516\" style=\"--n-tabs-title-order: 6;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\tRecomienda a un amigo\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-2511\" role=\"tabpanel\" aria-labelledby=\"e-n-tabs-title-2511\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-310847f e-con-full e-flex e-con e-child\" data-id=\"310847f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de8cb15 elementor-widget elementor-widget-n-accordion\" data-id=\"de8cb15\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2330\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2330\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 es Income? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2330\" class=\"elementor-element elementor-element-b520920 e-con-full e-flex e-con e-child\" data-id=\"b520920\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5097916 elementor-widget elementor-widget-text-editor\" data-id=\"5097916\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Income es la primera plataforma en ofrecer inversiones en pr\u00e9stamos asegurados con un rendimiento anual de hasta el 15%. Con Income, puedes invertir en pr\u00e9stamos originados por prestamistas no bancarios a nivel mundial. Tanto los inversores minoristas como los institucionales pueden invertir en peque\u00f1as fracciones de los pr\u00e9stamos listados y obtener rendimientos competitivos.   <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2331\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2331\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 es invertir en pr\u00e9stamos? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2331\" class=\"elementor-element elementor-element-2b54568 e-con-full e-flex e-con e-child\" data-id=\"2b54568\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a014609 elementor-widget elementor-widget-text-editor\" data-id=\"a014609\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Los Originadores de Pr\u00e9stamos proporcionan financiamiento alternativo a individuos y empresas, y ponen los pr\u00e9stamos emitidos a disposici\u00f3n de los inversores en la plataforma de Income. La plataforma de Income act\u00faa como un intermediario que conecta a inversores, prestatarios y Originadores de Pr\u00e9stamos (prestamistas no bancarios) a trav\u00e9s de una plataforma de inversi\u00f3n y proporciona servicios adicionales de intermediaci\u00f3n. Seg\u00fan el Acuerdo de Cesi\u00f3n, los inversores pueden adquirir un derecho de reclamaci\u00f3n derivado del Acuerdo de Pr\u00e9stamo y recibir intereses de acuerdo con los t\u00e9rminos y condiciones del Acuerdo de Cesi\u00f3n.   <\/span><\/p>\n<p><span data-sheets-root=\"1\">Leer m\u00e1s: <a class=\"in-cell-link\" href=\"https:\/\/getincome.com\/blog\/how-to-invest-in-loans-and-earn-up-to-12-p-a\/\" target=\"_blank\" rel=\"noopener\">https:\/\/getincome.com\/blog\/how-to-invest-in-loans-and-earn-up-to-12-p-a\/<\/a><\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2332\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2332\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPor qu\u00e9 invertir en pr\u00e9stamos? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2332\" class=\"elementor-element elementor-element-9c076c0 e-con-full e-flex e-con e-child\" data-id=\"9c076c0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc310ae elementor-widget elementor-widget-text-editor\" data-id=\"dc310ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Invertir en pr\u00e9stamos puede ser muy rentable, ya que los rendimientos son altos incluso durante per\u00edodos de alta inflaci\u00f3n. Su rendimiento tampoco suele correlacionarse con otros activos establecidos, como las acciones o las criptomonedas, lo que hace que invertir en pr\u00e9stamos sea una excelente alternativa cuando el resto del mercado parece sobrevalorado. Los pr\u00e9stamos tambi\u00e9n proporcionan un flujo de efectivo mensual. A medida que los pr\u00e9stamos se reembolsan, tambi\u00e9n lo hace la inversi\u00f3n. Los pagos y los intereses ganados pueden ser f\u00e1cilmente reinvertidos o retirados si surgen otras oportunidades de inversi\u00f3n. Este elemento de flujo de efectivo de los pr\u00e9stamos los convierte en una excelente opci\u00f3n para mantener efectivo excedente en un activo independiente de otros mercados.     <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2333\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2333\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 hace que Income sea diferente de otras plataformas? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2333\" class=\"elementor-element elementor-element-f48d957 e-flex e-con-boxed e-con e-child\" data-id=\"f48d957\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9b4296 elementor-widget elementor-widget-text-editor\" data-id=\"c9b4296\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Income ofrece la inversi\u00f3n en activos asegurados por los portafolios listados de los originadores de pr\u00e9stamos. Nuestras caracter\u00edsticas de seguridad \u00fanicas, la Obligaci\u00f3n de Recompra y la Reserva de Liquidez, protegen tus inversiones en caso de que un prestatario o un Originador de Pr\u00e9stamos incumpla. Antes de incorporar a un originador de pr\u00e9stamos (LO) y permitirles colocar pr\u00e9stamos en el mercado, investigamos su cartera de pr\u00e9stamos y la calidad de la originaci\u00f3n de los mismos. Bas\u00e1ndonos en nuestros hallazgos, establecemos un \u201cmargen de seguridad\u201d o \u201ccuota junior\u201d en un nivel donde creemos que los inversores est\u00e1n seguros, incluso si el LO llegara a incumplir sus obligaciones.   <\/p>\n<p>El \u201cmargen de seguridad\u201d significa que si el LO incumple, toda la cuota junior de los LO y sus ingresos (intereses y comisiones) se utilizar\u00e1n primero para pagar el capital e intereses de los inversores, y solo una vez que se haya recuperado todo el capital de los inversores, el efectivo restante se pagar\u00e1 al LO. Por ejemplo, si 1000 pr\u00e9stamos de un LO son financiados en el mercado, y 800 de ellos funcionan perfectamente, todas las cuotas junior del LO y todos los ingresos adicionales de esos 800 pr\u00e9stamos beneficiar\u00e1n a los 200 pr\u00e9stamos que no funcionan en caso de incumplimiento del LO. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2334\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2334\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfHay comisiones para los inversores?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2334\" class=\"elementor-element elementor-element-27a5667 e-flex e-con-boxed e-con e-child\" data-id=\"27a5667\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01975aa elementor-widget elementor-widget-text-editor\" data-id=\"01975aa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Invertir en la plataforma de Income es gratuito para ti. Nosotros ganamos a trav\u00e9s de las tarifas que cobramos a los originadores de pr\u00e9stamos cuando sus pr\u00e9stamos son invertidos por los inversores. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2335\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2335\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1les son los rendimientos t\u00edpicos de Income? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2335\" class=\"elementor-element elementor-element-7a8a02c e-flex e-con-boxed e-con e-child\" data-id=\"7a8a02c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9bfb02a elementor-widget elementor-widget-text-editor\" data-id=\"9bfb02a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Income no es la plataforma con el rendimiento m\u00e1s alto en pr\u00e9stamos entre pares. Valoramos la sostenibilidad y la mayor seguridad. Exigimos m\u00e1s seguridad a los originadores de pr\u00e9stamos (LO) que otras plataformas. Esto limita su apalancamiento en beneficio de nuestros inversores. Las ofertas de intereses muy altos a menudo tambi\u00e9n son muy arriesgadas.    <\/p>\n<p>El costo de financiaci\u00f3n normal en el mercado (lo que los originadores de pr\u00e9stamos prime pagan por el dinero de los inversores) est\u00e1 entre el 7% y el 15%. Sabemos que este nivel es sostenible con los t\u00e9rminos que les ofrecemos y que un rendimiento de inversor en ese rango puede ser s\u00f3lido y a largo plazo. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2336\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2336\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEn qu\u00e9 idiomas est\u00e1 disponible Income? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2336\" class=\"elementor-element elementor-element-b663170 e-flex e-con-boxed e-con e-child\" data-id=\"b663170\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d4c842 elementor-widget elementor-widget-text-editor\" data-id=\"2d4c842\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Income est\u00e1 disponible en ingl\u00e9s, estonio, alem\u00e1n y espa\u00f1ol. Puedes cambiar el idioma de la plataforma en la parte inferior de la p\u00e1gina. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2337\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2337\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEst\u00e1 Income autorizado por alguna autoridad financiera?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2337\" class=\"elementor-element elementor-element-4f376c1 e-flex e-con-boxed e-con e-child\" data-id=\"4f376c1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f3899b elementor-widget elementor-widget-text-editor\" data-id=\"5f3899b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Income actualmente no est\u00e1 autorizado por ninguna autoridad financiera. Income opera en Estonia, y la legislaci\u00f3n estonia no ofrece actualmente una licencia a la que podamos solicitar acceso.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2338\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2338\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo contactar con Income? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2338\" class=\"elementor-element elementor-element-6d79749 e-flex e-con-boxed e-con e-child\" data-id=\"6d79749\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ab0a00 elementor-widget elementor-widget-text-editor\" data-id=\"8ab0a00\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Puedes contactar a Income de varias maneras. Chat, hello@getincome.com o llam\u00e1ndonos a los siguientes n\u00fameros: +44 116 464 9956, +372 660 0353.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2339\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2339\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo solicitar un pr\u00e9stamo en Income? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2339\" class=\"elementor-element elementor-element-6060c22 e-flex e-con-boxed e-con e-child\" data-id=\"6060c22\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25b53ca elementor-widget elementor-widget-text-editor\" data-id=\"25b53ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Income no emite pr\u00e9stamos ni proporciona financiaci\u00f3n. Es una plataforma donde los inversores pueden invertir en instrumentos financieros respaldados por pr\u00e9stamos emitidos por empresas de pr\u00e9stamos de todo el mundo. Si deseas solicitar un pr\u00e9stamo, por favor contacta directamente con una empresa de pr\u00e9stamos en tu \u00e1rea.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-23310\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-23310\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Algo no funciona correctamente en el sitio web, \u00bfdeber\u00eda reportarlo? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-23310\" class=\"elementor-element elementor-element-7509de8 e-flex e-con-boxed e-con e-child\" data-id=\"7509de8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d42d1a6 elementor-widget elementor-widget-text-editor\" data-id=\"d42d1a6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>S\u00ed, por favor env\u00edanos un correo electr\u00f3nico a hello@getincome.com. Describe el problema e incluye las capturas de pantalla del inconveniente, si es posible. A menudo otorgamos bonificaciones por informar errores. Puedes leer las reglas aqu\u00ed <a href=\"https:\/\/getincome.com\/blog\/the-income-bug-hunt-2-0\/\">https:\/\/getincome.com\/blog\/the-income-bug-hunt-2-0\/<\/a>   <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2512\" role=\"tabpanel\" aria-labelledby=\"e-n-tabs-title-2512\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-ef34605 e-con-full e-flex e-con e-child\" data-id=\"ef34605\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f2cfd1 elementor-widget elementor-widget-n-accordion\" data-id=\"6f2cfd1\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1160\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 tengo que hacer para convertirme en inversor? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1160\" class=\"elementor-element elementor-element-96b356e e-con-full e-flex e-con e-child\" data-id=\"96b356e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bcf6368 elementor-widget elementor-widget-text-editor\" data-id=\"bcf6368\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol>\n<li><span data-sheets-root=\"1\">Crea una cuenta con tu direcci\u00f3n de correo electr\u00f3nico<br \/><\/span><\/li>\n<li><span data-sheets-root=\"1\">Verifica tu identidad en unos pocos pasos sencillos.<br \/><\/span><\/li>\n<li><span data-sheets-root=\"1\">Deposita fondos en tu cuenta de Income.<br \/><\/span><\/li>\n<li><span data-sheets-root=\"1\">Comienza a invertir eligiendo pr\u00e9stamos manualmente o utilizando la inversi\u00f3n autom\u00e1tica.<\/span><\/li>\n<\/ol>\n<p><span data-sheets-root=\"1\">Si algo no est\u00e1 claro, estaremos encantados de ayudarte.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1161\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1161\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQui\u00e9n puede convertirse en inversor? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1161\" class=\"elementor-element elementor-element-f09b67b e-con-full e-flex e-con e-child\" data-id=\"f09b67b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b0ad65f elementor-widget elementor-widget-text-editor\" data-id=\"b0ad65f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">El mercado est\u00e1 abierto tanto a individuos como a empresas. Para registrarte como inversor, debes: <\/span><\/p>\n<ul>\n<li>Tener una cuenta bancaria en uno de los pa\u00edses del Espacio Econ\u00f3mico Europeo (Uni\u00f3n Europea, Noruega, Islandia, Reino Unido, Suiza y Liechtenstein);<\/li>\n<li>Pasaporte, tarjeta de identificaci\u00f3n o permiso de residencia emitido por un pa\u00eds del EEE;<br \/>Ser mayor de 18 a\u00f1os;<\/li>\n<li>Proporcionar una copia de tus documentos de identificaci\u00f3n a Income Company.<\/li>\n<\/ul>\n<p>Los fideicomisos familiares, sociedades, sociedades de responsabilidad limitada y otras organizaciones deben tener una cuenta bancaria y estar registradas en el Espacio Econ\u00f3mico Europeo (Uni\u00f3n Europea, Noruega, Islandia, Reino Unido, Suiza y Liechtenstein). La persona que registre la empresa debe tener el derecho legal de representar a la empresa. <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1162\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1162\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo registrarme como empresa e invertir? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1162\" class=\"elementor-element elementor-element-22dd4c3 e-con-full e-flex e-con e-child\" data-id=\"22dd4c3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-777c6e8 elementor-widget elementor-widget-text-editor\" data-id=\"777c6e8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>S\u00ed<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1163\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1163\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPor qu\u00e9 es necesaria la identificaci\u00f3n? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1163\" class=\"elementor-element elementor-element-48d8501 e-con-full e-flex e-con e-child\" data-id=\"48d8501\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-539d135 elementor-widget elementor-widget-text-editor\" data-id=\"539d135\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Para cumplir con las leyes y regulaciones europeas, te pedimos que pases por el proceso de verificaci\u00f3n. Estamos comprometidos a ofrecer un mercado seguro, por lo que al proporcionar tu informaci\u00f3n nos ayudas a cumplir con las regulaciones y a proteger tu dinero y tu cuenta. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1164\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1164\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo se realiza la identificaci\u00f3n y qu\u00e9 es Veriff? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1164\" class=\"elementor-element elementor-element-2171f87 e-flex e-con-boxed e-con e-child\" data-id=\"2171f87\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6360d62 elementor-widget elementor-widget-text-editor\" data-id=\"6360d62\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Para asegurarnos de que realmente eres t\u00fa quien est\u00e1 creando la cuenta, te pedimos que uses Veriff para verificar tu identidad. Veriff es una soluci\u00f3n global de verificaci\u00f3n de identidad, de servicio completo, que cumple con el RGPD, CCPA, SOC2 tipo II y las directrices de accesibilidad WCAG. Tu privacidad y tus datos est\u00e1n protegidos.  <\/span><\/p>\n<p><span data-sheets-root=\"1\">Antes de comenzar el proceso de verificaci\u00f3n, aseg\u00farate de tener una conexi\u00f3n a Internet estable y de tener tu documento de identificaci\u00f3n listo. Tu identificaci\u00f3n no debe estar vencida ni da\u00f1ada de ninguna manera.  <\/span><\/p>\n<p><span data-sheets-root=\"1\">Actualmente aceptamos los siguientes documentos:<\/span><\/p>\n<ul>\n<li><span data-sheets-root=\"1\">Pasaporte<br \/><\/span><\/li>\n<li><span data-sheets-root=\"1\">Documento nacional de identidad<br \/><\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\">Ten en cuenta que no aceptamos licencias de conducir ni permisos de residencia como documentos de identificaci\u00f3n.<br \/><\/span><\/p>\n<p><span data-sheets-root=\"1\">Para verificar tu cuenta, haz clic en el bot\u00f3n \u201cObtener verificaci\u00f3n\u201d en la secci\u00f3n de Identidad y luego sigue las instrucciones.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1165\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1165\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tengo problemas con la identificaci\u00f3n, \u00bfqu\u00e9 puedo hacer? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1165\" class=\"elementor-element elementor-element-1b3176b e-flex e-con-boxed e-con e-child\" data-id=\"1b3176b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-627aa03 elementor-widget elementor-widget-text-editor\" data-id=\"627aa03\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">\u00a1No te preocupes, tenemos todo bajo control!<\/p>\n<p>Si est\u00e1s experimentando dificultades para verificar tu cuenta, por favor lee los siguientes consejos sobre c\u00f3mo evitar posibles errores y contacta a nuestro equipo de soporte en hello@getincome.com.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1166\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1166\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cuando mi identificaci\u00f3n expire, \u00bfse eliminar\u00e1 mi cuenta? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1166\" class=\"elementor-element elementor-element-a37eef4 e-flex e-con-boxed e-con e-child\" data-id=\"a37eef4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-656f6e7 elementor-widget elementor-widget-text-editor\" data-id=\"656f6e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>No. Continuar\u00e1s ganando intereses sobre las inversiones ya realizadas, as\u00ed como podr\u00e1s retirar fondos. Agregar dinero a tu cuenta y realizar nuevas inversiones estar\u00e1n congelados hasta que se proporcione la nueva identificaci\u00f3n.  <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1167\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1167\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> He verificado mi cuenta, pero el sistema a\u00fan me pide verificarla nuevamente. \u00bfPor qu\u00e9?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1167\" class=\"elementor-element elementor-element-8cf830d e-flex e-con-boxed e-con e-child\" data-id=\"8cf830d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d2440f elementor-widget elementor-widget-text-editor\" data-id=\"8d2440f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Un mes antes de la expiraci\u00f3n de tu identificaci\u00f3n, el sistema te pedir\u00e1 que subas una nueva. Por favor, hazlo una vez que la tengas para evitar que tu cuenta sea congelada. <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1168\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1168\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo puedo ingresar fondos? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1168\" class=\"elementor-element elementor-element-b726b59 e-flex e-con-boxed e-con e-child\" data-id=\"b726b59\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e026c06 elementor-widget elementor-widget-text-editor\" data-id=\"e026c06\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Puedes encontrar los detalles del dep\u00f3sito en tu cuenta bajo \u201cDepositar\/Retirar\u201d. El dep\u00f3sito m\u00ednimo inicial es de 10\u20ac y debe ser transferido desde la cuenta bancaria personal de un inversor que opere dentro del Espacio Econ\u00f3mico Europeo.  <\/p>\n<p>Solo aceptamos transferencias SEPA y pagos en euros; por favor, aseg\u00farate de haber seleccionado la moneda euro antes de realizar la transferencia. <b>Adem\u00e1s, aseg\u00farate de agregar el n\u00famero de referencia de tu cuenta. <\/b><\/p>\n<p>Tu dep\u00f3sito ser\u00e1 procesado tan pronto como sea recibido. Ten en cuenta que puede tardar hasta dos d\u00edas h\u00e1biles. <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1169\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1169\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Mi transferencia fue devuelta a mi cuenta bancaria, \u00bfpor qu\u00e9? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1169\" class=\"elementor-element elementor-element-d92efcb e-flex e-con-boxed e-con e-child\" data-id=\"d92efcb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d937d3 elementor-widget elementor-widget-text-editor\" data-id=\"2d937d3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>El problema debe ser que no est\u00e1s indicando el n\u00famero de referencia. Todas las transferencias deben contener el n\u00famero de referencia del inversor para que el sistema pueda identificar la cuenta. Si no se incluye el n\u00famero de referencia, el sistema autom\u00e1ticamente devuelve la transferencia.  <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11610\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11610\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> No recib\u00ed el dep\u00f3sito en mi cuenta de Income. <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11610\" class=\"elementor-element elementor-element-fcbab43 e-flex e-con-boxed e-con e-child\" data-id=\"fcbab43\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f220cc elementor-widget elementor-widget-text-editor\" data-id=\"9f220cc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Puede tardar hasta 3 d\u00edas h\u00e1biles en recibir tu transferencia y asignarla a tu cuenta de Income marketplace. Si han pasado 3 d\u00edas h\u00e1biles, por favor cont\u00e1ctanos en hello@getincome.com y investigaremos el problema. <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11611\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11611\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo puedo agregar una nueva cuenta bancaria? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11611\" class=\"elementor-element elementor-element-848dab0 e-flex e-con-boxed e-con e-child\" data-id=\"848dab0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9bcee3 elementor-widget elementor-widget-text-editor\" data-id=\"b9bcee3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>El sistema capturar\u00e1 autom\u00e1ticamente la nueva informaci\u00f3n de la cuenta bancaria una vez que realices tu primera transferencia desde esa nueva cuenta bancaria.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11612\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11612\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo gano con mi inversi\u00f3n? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11612\" class=\"elementor-element elementor-element-c495752 e-flex e-con-boxed e-con e-child\" data-id=\"c495752\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-553f54e elementor-widget elementor-widget-text-editor\" data-id=\"553f54e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Cada prestatario realiza pagos mensuales seg\u00fan los acuerdos de su pr\u00e9stamo, los cuales pueden consistir en el principal, intereses y comisiones por pagos atrasados, o cualquier combinaci\u00f3n de los anteriores.<\/p>\n<p>Tu parte del pago, que se calcula en funci\u00f3n de tu inversi\u00f3n en un pr\u00e9stamo en particular, se a\u00f1adir\u00e1 a tu cuenta de Income despu\u00e9s de que el pago haya sido procesado. Luego podr\u00e1s elegir invertir los fondos en m\u00e1s pr\u00e9stamos o retirarlos a tu cuenta bancaria IBAN. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11613\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"14\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11613\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo crear m\u00e1s de una cuenta en Income?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11613\" class=\"elementor-element elementor-element-832ada2 e-flex e-con-boxed e-con e-child\" data-id=\"832ada2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75f1454 elementor-widget elementor-widget-text-editor\" data-id=\"75f1454\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Cada individuo o entidad legal solo puede tener una cuenta en Income. Si creas m\u00faltiples cuentas en Income, nos veremos obligados a limitar y cerrar todas tus cuentas duplicadas. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11614\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"15\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11614\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo puedo cambiar mi contrase\u00f1a? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11614\" class=\"elementor-element elementor-element-58d852b e-flex e-con-boxed e-con e-child\" data-id=\"58d852b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d105ae5 elementor-widget elementor-widget-text-editor\" data-id=\"d105ae5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Para cambiar tu contrase\u00f1a, por favor cierra sesi\u00f3n y luego haz clic en \u201cRestablecer contrase\u00f1a\u201d. Recibir\u00e1s un correo electr\u00f3nico autom\u00e1tico con el enlace para restablecer la contrase\u00f1a. <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11615\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"16\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11615\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Tengo un problema con el inicio de sesi\u00f3n <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11615\" class=\"elementor-element elementor-element-ae47ba6 e-flex e-con-boxed e-con e-child\" data-id=\"ae47ba6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53a11f6 elementor-widget elementor-widget-text-editor\" data-id=\"53a11f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>El m\u00e9todo de inicio de sesi\u00f3n debe ser el mismo que utilizaste para registrarte. Por ejemplo, si te registraste con tu cuenta de Apple, solo podr\u00e1s iniciar sesi\u00f3n con el m\u00e9todo de inicio de sesi\u00f3n de Apple. <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2513\" role=\"tabpanel\" aria-labelledby=\"e-n-tabs-title-2513\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-25bd67f e-con-full e-flex e-con e-child\" data-id=\"25bd67f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2f2a5b elementor-widget elementor-widget-n-accordion\" data-id=\"d2f2a5b\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2210\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2210\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1l es la cantidad m\u00ednima que se puede invertir? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2210\" class=\"elementor-element elementor-element-2ae8cd8 e-con-full e-flex e-con e-child\" data-id=\"2ae8cd8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b870208 elementor-widget elementor-widget-text-editor\" data-id=\"b870208\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">La cantidad m\u00ednima de inversi\u00f3n en un pr\u00e9stamo es de 0,01 EUR. Sin embargo, ten en cuenta que debido al redondeo matem\u00e1tico, los intereses que ganes pueden no aparecer siempre en tu estado de cuenta si son inferiores a 1 c\u00e9ntimo despu\u00e9s de redondear. <\/p>\n<p class=\"p1\">Por ejemplo, si inviertes 0,01 EUR en un pr\u00e9stamo con una tasa de inter\u00e9s anual del 15%, el inter\u00e9s anual sin redondear ser\u00eda de <b>0,0015 EUR.<\/b> Dado que nuestro sistema utiliza redondeo matem\u00e1tico a dos decimales (precisi\u00f3n de 0,01 \u20ac), las cantidades inferiores a 0,005 EUR se redondean a 0 y no se acreditar\u00e1n en tu estado de cuenta. <\/p>\n<p class=\"p1\">Para evitar perder intereses potenciales debido al redondeo, recomendamos invertir al menos 10 EUR en un solo pr\u00e9stamo. Esto asegura que los intereses generados tengan m\u00e1s probabilidades de alcanzar el umbral m\u00ednimo para el redondeo y se muestren de manera precisa en tu cuenta. <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2211\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2211\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEn qu\u00e9 monedas est\u00e1n listadas las inversiones en Income? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2211\" class=\"elementor-element elementor-element-db36dc9 e-con-full e-flex e-con e-child\" data-id=\"db36dc9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b54fbd elementor-widget elementor-widget-text-editor\" data-id=\"8b54fbd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Los pr\u00e9stamos est\u00e1n listados en EUR. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2212\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2212\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 opciones tengo para invertir? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2212\" class=\"elementor-element elementor-element-05e30aa e-con-full e-flex e-con e-child\" data-id=\"05e30aa\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2a42cb elementor-widget elementor-widget-text-editor\" data-id=\"d2a42cb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Para invertir, debes tener fondos disponibles en tu cuenta de Income. Puedes elegir invertir manualmente o utilizando la funci\u00f3n de inversi\u00f3n autom\u00e1tica: <\/p>\n<p><strong>Inversi\u00f3n manual:<\/strong><\/p>\n<p>Puedes navegar manualmente, filtrar e invertir en los pr\u00e9stamos listados. Al invertir manualmente, puedes comparar los detalles de cada pr\u00e9stamo, como el plazo, la tasa de inter\u00e9s, el prop\u00f3sito del pr\u00e9stamo y la informaci\u00f3n del prestatario. En lugar de financiar un pr\u00e9stamo completo, los inversores pueden comprar una parte de un pr\u00e9stamo determinado.  <\/p>\n<p><strong>Inversi\u00f3n autom\u00e1tica:<\/strong><\/p>\n<p>Las inversiones automatizadas se realizan mediante una herramienta de inversi\u00f3n autom\u00e1tica. Debes crear un portafolio de inversi\u00f3n autom\u00e1tica (estrategia) para comenzar a usar la inversi\u00f3n autom\u00e1tica. Esto se hace estableciendo el tipo de pr\u00e9stamos en los que deseas invertir de manera continua (plazo y tipo de pr\u00e9stamo, pa\u00eds de emisi\u00f3n, originador del pr\u00e9stamo, etc.). El sistema luego invertir\u00e1 autom\u00e1ticamente en los pr\u00e9stamos que coincidan con tus criterios. Cuando hayas establecido una cantidad m\u00e1xima en euros para tu portafolio de inversi\u00f3n autom\u00e1tica, la herramienta reinvertir\u00e1 los pagos de los pr\u00e9stamos en aquellos que coincidan con los criterios establecidos y asegurar\u00e1 que todo tu capital est\u00e9 generando intereses y se utilice de manera eficiente.    <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2213\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2213\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 sucede despu\u00e9s de que realizo una inversi\u00f3n? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2213\" class=\"elementor-element elementor-element-ea8bf67 e-flex e-con-boxed e-con e-child\" data-id=\"ea8bf67\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-441822f elementor-widget elementor-widget-text-editor\" data-id=\"441822f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Una vez realizada la inversi\u00f3n, se transfiere al Originador del Pr\u00e9stamo. Tu principal te ser\u00e1 devuelto a medida que los pagos de las cuotas de los pr\u00e9stamos subyacentes se abonen al Originador del Pr\u00e9stamo seg\u00fan su respectivo calendario de pagos. En caso de que un pr\u00e9stamo haya tenido un impago durante m\u00e1s de 60 d\u00edas, el Originador del Pr\u00e9stamo tiene la obligaci\u00f3n de recomprar el pr\u00e9stamo de inmediato, y los fondos se transferir\u00e1n al inversor una vez que los reciba del LO. Los intereses se acumular\u00e1n para todos los fondos durante todos los d\u00edas que est\u00e9n invertidos.    <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2214\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2214\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfRecibo una prueba de mi inversi\u00f3n? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2214\" class=\"elementor-element elementor-element-fe376ea e-flex e-con-boxed e-con e-child\" data-id=\"fe376ea\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ab0698 elementor-widget elementor-widget-text-editor\" data-id=\"7ab0698\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Cada inversi\u00f3n viene con un Acuerdo de Cesi\u00f3n electr\u00f3nicamente concluido una vez realizada la inversi\u00f3n. Puedes encontrar el acuerdo de cesi\u00f3n en tu estado de cuenta.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2215\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2215\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1ntos pr\u00e9stamos puedo financiar?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2215\" class=\"elementor-element elementor-element-c82b029 e-flex e-con-boxed e-con e-child\" data-id=\"c82b029\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc5bb4d elementor-widget elementor-widget-text-editor\" data-id=\"dc5bb4d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">No hay l\u00edmite en la cantidad de pr\u00e9stamos en los que deseas invertir, siempre que tengas fondos disponibles en tu cuenta de Income.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2216\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2216\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo se calcula el inter\u00e9s? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2216\" class=\"elementor-element elementor-element-a163996 e-flex e-con-boxed e-con e-child\" data-id=\"a163996\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d944834 elementor-widget elementor-widget-text-editor\" data-id=\"d944834\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">El inter\u00e9s se calcula de forma diaria sobre el saldo pendiente de tus inversiones realizadas. La f\u00f3rmula para calcular el inter\u00e9s es la siguiente: Monto invertido * N\u00famero de d\u00edas * Tasa de inter\u00e9s \/ 365. <\/span><\/p>\n<ol>\n<li class=\"p1\">El inter\u00e9s siempre se calcula en funci\u00f3n del principal total desde el inicio de la inversi\u00f3n, sin redondeo intermedio.<\/li>\n<li class=\"p1\">Al final de cada periodo, el inter\u00e9s total se actualiza sumando el inter\u00e9s calculado del periodo actual al total anterior.<\/li>\n<li class=\"p1\">El inter\u00e9s ya pagado se deduce del total, y el inter\u00e9s restante se redondea a dos decimales.<\/li>\n<\/ol>\n<p class=\"p1\">Por ejemplo:<\/p>\n<ul>\n<li class=\"p3\"><b>Mes 1<\/b>: Si el inter\u00e9s calculado es de \u20ac0,0044, se redondea a 0 y no se paga.<\/li>\n<li class=\"p3\"><b>Mes 2<\/b>: Se calcula el nuevo inter\u00e9s (por ejemplo, \u20ac0,0092). Al sumarlo al \u20ac0,0044 anterior, el total es \u20ac0,0136. Despu\u00e9s de deducir el pago anterior (\u20ac0), el monto se redondea a \u20ac0,01, y este 1 c\u00e9ntimo se paga.  <\/li>\n<li class=\"p3\"><b>Mes 3<\/b>:Se calcula nuevamente el inter\u00e9s (por ejemplo, \u20ac0,0077), se suma al total (\u20ac0,0044 + \u20ac0,0092 + \u20ac0,0077 = \u20ac0,0213), se resta el 1 c\u00e9ntimo ya pagado, dejando \u20ac0,0113, que se redondea a \u20ac0,01 y se paga.<\/li>\n<\/ul>\n<p class=\"p3\">Al combinar los intereses de todos los meses antes de redondear y pagar, nuestro sistema asegura que incluso las cantidades peque\u00f1as se tengan en cuenta una vez que alcancen el umbral de 1 c\u00e9ntimo.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2217\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2217\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 es Auto Invest y c\u00f3mo funciona? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2217\" class=\"elementor-element elementor-element-19d302c e-flex e-con-boxed e-con e-child\" data-id=\"19d302c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ab784b elementor-widget elementor-widget-text-editor\" data-id=\"9ab784b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">La inversi\u00f3n autom\u00e1tica es una funci\u00f3n avanzada que permite a los inversores crear un portafolio de inversiones basado en conjuntos personalizados de criterios (plazo del pr\u00e9stamo, tipo, inter\u00e9s, monto de la inversi\u00f3n, originador del pr\u00e9stamo y pa\u00eds).<\/p>\n<p>Despu\u00e9s de configurar la inversi\u00f3n autom\u00e1tica, el sistema filtra e invierte autom\u00e1ticamente en los pr\u00e9stamos que cumplen con los requisitos. La inversi\u00f3n autom\u00e1tica permite a los inversores ahorrar tiempo y asegura una asignaci\u00f3n eficiente de los fondos. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2218\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2218\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 significan \u201c1-15d\u201d, \u201c16-30d\u201d y \u201c31-60d\u201d? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2218\" class=\"elementor-element elementor-element-ec92dfa e-flex e-con-boxed e-con e-child\" data-id=\"ec92dfa\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74d9f9d elementor-widget elementor-widget-text-editor\" data-id=\"74d9f9d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-value=\"{\"1\":2,\"2\":\"There are several loan statuses you can see on our platform. \\\"Current\\\" means that everything is going according to the schedule and the borrower is paying regularly.1-15d - means that the borrower is 1-15 days late with the repayment. Sometimes loans also fall into this category when the Loan Originator has already sent us the transer, but we haven't gotten it yet. We are working on implementing a separate status for such cases.16-30 d - means that the borrower is 16-30 days late with the repayment.31-60 d - means that the borrower is 31-60 days late with the repayment.\u200bIf the borrower is late for 60 days, according to the security measures of our platform, Loan Originator is obliged to buy the loan back from you. You are earning interest the whole time the money is invested, even when the borrower is late.\"}\" data-sheets-userformat=\"{\"2\":769,\"3\":{\"1\":0},\"11\":4,\"12\":0}\">Hay varios estados de pr\u00e9stamo que puedes ver en nuestra plataforma.<\/span><\/p>\n<p><span data-sheets-value=\"{\"1\":2,\"2\":\"There are several loan statuses you can see on our platform. \\\"Current\\\" means that everything is going according to the schedule and the borrower is paying regularly.1-15d - means that the borrower is 1-15 days late with the repayment. Sometimes loans also fall into this category when the Loan Originator has already sent us the transer, but we haven't gotten it yet. We are working on implementing a separate status for such cases.16-30 d - means that the borrower is 16-30 days late with the repayment.31-60 d - means that the borrower is 31-60 days late with the repayment.\u200bIf the borrower is late for 60 days, according to the security measures of our platform, Loan Originator is obliged to buy the loan back from you. You are earning interest the whole time the money is invested, even when the borrower is late.\"}\" data-sheets-userformat=\"{\"2\":769,\"3\":{\"1\":0},\"11\":4,\"12\":0}\">\u201cActual\u201d significa que todo va seg\u00fan lo programado y el prestatario est\u00e1 pagando regularmente.<\/span><\/p>\n<p><span data-sheets-value=\"{\"1\":2,\"2\":\"There are several loan statuses you can see on our platform. \\\"Current\\\" means that everything is going according to the schedule and the borrower is paying regularly.1-15d - means that the borrower is 1-15 days late with the repayment. Sometimes loans also fall into this category when the Loan Originator has already sent us the transer, but we haven't gotten it yet. We are working on implementing a separate status for such cases.16-30 d - means that the borrower is 16-30 days late with the repayment.31-60 d - means that the borrower is 31-60 days late with the repayment.\u200bIf the borrower is late for 60 days, according to the security measures of our platform, Loan Originator is obliged to buy the loan back from you. You are earning interest the whole time the money is invested, even when the borrower is late.\"}\" data-sheets-userformat=\"{\"2\":769,\"3\":{\"1\":0},\"11\":4,\"12\":0}\">1-15d significa que el prestatario tiene entre 1 y 15 d\u00edas de retraso en el pago. A veces, los pr\u00e9stamos tambi\u00e9n caen en esta categor\u00eda cuando el Originador del Pr\u00e9stamo ya nos ha enviado la transferencia, pero a\u00fan no la hemos recibido. Estamos trabajando en implementar un estado separado para estos casos.  <\/span><\/p>\n<p><span data-sheets-value=\"{\"1\":2,\"2\":\"There are several loan statuses you can see on our platform. \\\"Current\\\" means that everything is going according to the schedule and the borrower is paying regularly.1-15d - means that the borrower is 1-15 days late with the repayment. Sometimes loans also fall into this category when the Loan Originator has already sent us the transer, but we haven't gotten it yet. We are working on implementing a separate status for such cases.16-30 d - means that the borrower is 16-30 days late with the repayment.31-60 d - means that the borrower is 31-60 days late with the repayment.\u200bIf the borrower is late for 60 days, according to the security measures of our platform, Loan Originator is obliged to buy the loan back from you. You are earning interest the whole time the money is invested, even when the borrower is late.\"}\" data-sheets-userformat=\"{\"2\":769,\"3\":{\"1\":0},\"11\":4,\"12\":0}\">16-30 d &#8211; means that the borrower is 16-30 days late with the repayment.<\/span><\/p>\n<p><span data-sheets-value=\"{\"1\":2,\"2\":\"There are several loan statuses you can see on our platform. \\\"Current\\\" means that everything is going according to the schedule and the borrower is paying regularly.1-15d - means that the borrower is 1-15 days late with the repayment. Sometimes loans also fall into this category when the Loan Originator has already sent us the transer, but we haven't gotten it yet. We are working on implementing a separate status for such cases.16-30 d - means that the borrower is 16-30 days late with the repayment.31-60 d - means that the borrower is 31-60 days late with the repayment.\u200bIf the borrower is late for 60 days, according to the security measures of our platform, Loan Originator is obliged to buy the loan back from you. You are earning interest the whole time the money is invested, even when the borrower is late.\"}\" data-sheets-userformat=\"{\"2\":769,\"3\":{\"1\":0},\"11\":4,\"12\":0}\">31-60 d &#8211; means that the borrower is 31-60 days late with the repayment.If the borrower is late for 60 days, according to the security measures of our platform, Loan Originator is obliged to buy the loan back from you. You are earning interest the whole time the money is invested, even when the borrower is late.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2219\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2219\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 es Early Buyback? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2219\" class=\"elementor-element elementor-element-3a29962 e-flex e-con-boxed e-con e-child\" data-id=\"3a29962\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f587ccf elementor-widget elementor-widget-text-editor\" data-id=\"f587ccf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Para servir mejor a los Originadores de Pr\u00e9stamos (LO) con pr\u00e9stamos a largo plazo, Income introdujo una caracter\u00edstica llamada \u201cRecompra Anticipada\u201d. Con esta funci\u00f3n, al listar los pr\u00e9stamos, el LO puede definir cu\u00e1ndo el sistema activa el proceso normal de recompra. Esta funci\u00f3n ayudar\u00e1 a distribuir los eventos de recompra de manera uniforme y proporcionar\u00e1 una mejor demanda para los LO con pr\u00e9stamos a largo plazo. El calendario de pagos y los pagos de los inversores siguen el calendario de cuotas original hasta que el pr\u00e9stamo sea recomprado en la fecha establecida. El inter\u00e9s se acumula a diario como antes. M\u00e1s informaci\u00f3n aqu\u00ed: <a class=\"in-cell-link\" href=\"https:\/\/getincome.com\/blog\/early-buyback-incomes-new-feature\/\" target=\"_blank\" rel=\"noopener\">https:\/\/getincome.com\/blog\/early-buyback-incomes-new-feature\/<\/a>     <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-22110\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-22110\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What does the Buyback Date stand for? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-22110\" class=\"elementor-element elementor-element-a391e64 e-flex e-con-boxed e-con e-child\" data-id=\"a391e64\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-306beb4 elementor-widget elementor-widget-text-editor\" data-id=\"306beb4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div dir=\"ltr\">Buyback Date reflects the date for which the Early Buyback is planned.<\/div>\n<div dir=\"ltr\">Only long-term loans that have an Early Buyback feature have this Buyback Date.<\/div>\n<div>\u00a0<\/div>\n<div dir=\"ltr\">Early Buyback feature has been created to make long term loans attractive to investors that prefer shorter loans: the Loan Originator voluntarily performs the buyback earlier than the close date of the loan. For example, the Loan Originator issued a 5 year loan with the Early Buyback set in 1 year. You prefer investing in loans with the term of up to 1 year. If you allow your Autoinvest to invest in loans with the Early Buyback, then it will grab this 5 year loan. Then, in 1 year, the Loan Originator should automatically perform the buyback. You can read the disclaimer about risks here <a href=\"https:\/\/url8406.getincome.com\/ls\/click?upn=u001.IHel-2FwKgTpebwfWAY6bC2bCE-2B2h2zyou6P0cnG2gM-2BeBmJdNW3HJmM1-2FFuRpU-2BbaKW1lCshi3jDY9lnwL8xVFw1xs8HKG-2FUR4Wwoc6vYT1Z82a782s4qhT94uEXLmadQ75aAOIchAsIFoyPz6qcMxe0RDCcpYv0nRHCJujhqbw8DeZMFG-2FhbhDAJ-2F8Frmy2uca2LYvOck6Flsw-2Bt1BGY0-2F9c-2B1fxFOwRvw93vH5vKFJBftuv5UxxUgVTY-2BYnhVHtNQzqKfYGrLRjqGGr31YzYf6EeEr3Mgu5o6Z60enk6D4ZIeVJFKbf-2Fus8u5lyIFz72SyadIHZYHZkOC9lU0n-2BAeICnqBhSMX9JVyxIpELQMgMQfnNioXZYDL8jmQIi48POkhRud987VCu1Fr1V5jEKz-2FRW2Sqt57GlLgM7X1x4skHwdlhil56h-2BNzi86D9Ez4siIpymM9IByqJbTk1x4bHYRVepzJRCchLoCBZ-2F-2Fo4HCjtKYG60zaL1STlHrBe0Cd4A3taZBWGTzSZ7cl-2Buf1Lx8iaa72OdkDgY0aHi87BTxUh-2FJtKH9A-2FlpsJphy47AD0Y5sCPh2iia-2F4Z-2BleZGyDw-3D-3DVi1O_HRACG9Biau-2BYn8ULBIDw2SMzKyD9HSUXGbsdjAcjgJCttNRmTOzzNwYnkQ-2BKhWm9orHBPVgaAHi3ywyA9EFUtUbskpUShzATfJSJCRmNzyihvKqpDHrK5cKn5uyTVBjFSobp41ANIuvYLwdJxMwRe9madPkHk5DXimPDaZfXQNKfF1IZ3I4GDnE-2BcPrpSLHH4tCXta0cjfBLgy5HiKD3tg-3D-3D\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/getincome.com\/blog\/announcement-of-changes-to-the-early-buyback-function\/<\/a><\/div>\n<div>\u00a0<\/div>\n<div dir=\"ltr\">Now, if you don&#8217;t wish to invest in such loans with the Early Buyback feature, then you should set the &#8216;Early buyback loans&#8217; filter to only \u00abWithout Early Buyback\u00bb. Then, if you set your Autoinvest to invest in loans up to 1 year, then it will only invest in loans that have been initially issued for 1 year.<\/div>\n<div dir=\"ltr\">If you like an idea of investing in loans with Early Buyback, then you need to choose both \u00abWithout Early Buyback\u00bb and \u00abWith Early Buyback\u00bb.\u00a0<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-22111\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-22111\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Mi Auto Invest invirti\u00f3 en pr\u00e9stamos m\u00e1s largos de lo que hab\u00eda configurado. <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-22111\" class=\"elementor-element elementor-element-ba8453d e-flex e-con-boxed e-con e-child\" data-id=\"ba8453d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29423c2 elementor-widget elementor-widget-text-editor\" data-id=\"29423c2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Por favor, revisa la fecha de recompra de los pr\u00e9stamos mencionados (haz clic en el n\u00famero del pr\u00e9stamo y ser\u00e1s dirigido a la p\u00e1gina del pr\u00e9stamo con informaci\u00f3n adicional). Tenemos una nueva funci\u00f3n llamada recompra anticipada, donde el Originador de Pr\u00e9stamos realiza voluntariamente la recompra antes de la fecha de cierre del pr\u00e9stamo. Esto puede ser la raz\u00f3n por la cual parece que la inversi\u00f3n autom\u00e1tica invirti\u00f3 en pr\u00e9stamos a largo plazo, mientras que, de hecho, ser\u00e1n recomprados por el Originador de Pr\u00e9stamos antes. M\u00e1s informaci\u00f3n aqu\u00ed: <a href=\"https:\/\/getincome.com\/blog\/early-buyback-incomes-new-feature\/\">https:\/\/getincome.com\/blog\/early-buyback-incomes-new-feature\/<\/a>  <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-22112\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-22112\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> He abierto mi estrategia de Auto Invest y tiene el estado \u201cLO en estrategia ya completo\u201d. \u00bfQu\u00e9 significa?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-22112\" class=\"elementor-element elementor-element-e7da111 e-flex e-con-boxed e-con e-child\" data-id=\"e7da111\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdab71f elementor-widget elementor-widget-text-editor\" data-id=\"fdab71f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Uno de los LOs en la estrategia ya no tiene pr\u00e9stamos que coincidan con tus filtros. Dado que tienes la Diversificaci\u00f3n activada, la inversi\u00f3n autom\u00e1tica dej\u00f3 de invertir para asegurarse de que el equilibrio del portafolio se respete y no se desplace hacia otros LOs. <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-22113\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"14\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-22113\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 pasa si quiero salir de una inversi\u00f3n en un pr\u00e9stamo antes de que alcance su vencimiento? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-22113\" class=\"elementor-element elementor-element-c6c9c1e e-flex e-con-boxed e-con e-child\" data-id=\"c6c9c1e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f31912 elementor-widget elementor-widget-text-editor\" data-id=\"8f31912\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Tendr\u00e1s que esperar a que los pr\u00e9stamos alcancen su vencimiento.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-22114\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"15\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-22114\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I want to close my account, but there\u2019s some money invested. How do I proceed? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-22114\" class=\"elementor-element elementor-element-8c05a51 e-flex e-con-boxed e-con e-child\" data-id=\"8c05a51\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7aa018b elementor-widget elementor-widget-text-editor\" data-id=\"7aa018b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>All investments on the platform are final. Please wait until the maturity date and once you\u2019ve withdrawn all money, contact us for the account closure procedure.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-22115\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"16\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-22115\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo se gravan mis ganancias? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-22115\" class=\"elementor-element elementor-element-3df1c3d e-flex e-con-boxed e-con e-child\" data-id=\"3df1c3d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d98abd9 elementor-widget elementor-widget-text-editor\" data-id=\"d98abd9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Los ingresos de las inversiones generalmente se gravan como ganancias de capital, seg\u00fan el pa\u00eds de residencia del inversor. El inversor es responsable de declarar sus ingresos y, si no est\u00e1s seguro de c\u00f3mo hacerlo, te recomendamos consultar con las autoridades locales o asesores. Los inversores pueden descargar su estado de cuenta para fines fiscales desde su cuenta de inversor en cualquier momento.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-22116\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"17\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-22116\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo puedo retirar fondos? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-22116\" class=\"elementor-element elementor-element-4e0300c e-flex e-con-boxed e-con e-child\" data-id=\"4e0300c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0a3937 elementor-widget elementor-widget-text-editor\" data-id=\"d0a3937\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Puedes retirar fondos de tu cuenta eligiendo \u201cDepositar\/Retirar\u201d en el men\u00fa y siguiendo las instrucciones. Tu retiro ser\u00e1 procesado tan pronto como lo ingreses. Ten en cuenta que la transferencia real del pago puede tardar hasta dos d\u00edas h\u00e1biles. Solo enviamos fondos a la cuenta desde la que has realizado los dep\u00f3sitos.   <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2514\" role=\"tabpanel\" aria-labelledby=\"e-n-tabs-title-2514\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-95df8e7 e-flex e-con-boxed e-con e-child\" data-id=\"95df8e7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bd1bdc2 elementor-widget elementor-widget-n-accordion\" data-id=\"bd1bdc2\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1980\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1980\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 ocurre si un prestatario incumple con sus pagos? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1980\" class=\"elementor-element elementor-element-c7679fc e-con-full e-flex e-con e-child\" data-id=\"c7679fc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9813afc elementor-widget elementor-widget-text-editor\" data-id=\"9813afc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">En caso de que un prestatario no realice un pago seg\u00fan lo programado, el originador del pr\u00e9stamo tiene la obligaci\u00f3n de recomprar el pr\u00e9stamo una vez que haya pasado 60 d\u00edas de retraso. Esta funci\u00f3n se llama \u201cObligaci\u00f3n de Recompra\u201d y cubre el principal y todos los intereses acumulados. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1981\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1981\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfSe podr\u00eda extender el plazo del pr\u00e9stamo? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1981\" class=\"elementor-element elementor-element-6186507 e-con-full e-flex e-con e-child\" data-id=\"6186507\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58ca0d4 elementor-widget elementor-widget-text-editor\" data-id=\"58ca0d4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">S\u00ed, diferentes Originadores de Pr\u00e9stamos en la plataforma pueden ofrecer extensiones en sus pr\u00e9stamos. Puedes ver si el pr\u00e9stamo permite extensiones en la vista del pr\u00e9stamo en la plataforma.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1982\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1982\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 ocurre si un originador de pr\u00e9stamos no puede cumplir su obligaci\u00f3n de recompra u otras obligaciones? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1982\" class=\"elementor-element elementor-element-2174223 e-con-full e-flex e-con e-child\" data-id=\"2174223\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f01a131 elementor-widget elementor-widget-text-editor\" data-id=\"f01a131\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">En caso de que un prestatario no realice un pago seg\u00fan lo programado, el originador del pr\u00e9stamo tiene la obligaci\u00f3n de recomprar el pr\u00e9stamo una vez que haya pasado 60 d\u00edas de retraso. Esta funci\u00f3n se llama \u201cObligaci\u00f3n de Recompra\u201d y cubre el principal y todos los intereses acumulados. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1983\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1983\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo se separan los fondos de los inversores de los fondos de Income Company? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1983\" class=\"elementor-element elementor-element-b2f452c e-flex e-con-boxed e-con e-child\" data-id=\"b2f452c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3bb7c2f elementor-widget elementor-widget-text-editor\" data-id=\"3bb7c2f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">Income prioriza la seguridad de las inversiones de los inversores. A trav\u00e9s de nuestra asociaci\u00f3n con Verifo<a href=\"https:\/\/verifo.mxficus.com\/60ec285f99e19a4083a01f10\/l\/CfMO2fUH5LISyaLDG?rn=gI292ahRWdzRFIpRnblJndhxkI&amp;re=i02bj5SZt92YulGdldGQpRnblJndhxmI&amp;sc=false\" target=\"_blank\" rel=\"noopener\"> (https:\/\/verifo.com\/)<\/a>, utilizamos cuentas segregadas B2C para mantener tus fondos separados y protegidos. Las cuentas segregadas significan que los fondos de los inversores se mantienen completamente separados del capital operativo de Income.  <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1984\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1984\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEs arriesgado invertir? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1984\" class=\"elementor-element elementor-element-3207237 e-flex e-con-boxed e-con e-child\" data-id=\"3207237\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4720409 elementor-widget elementor-widget-text-editor\" data-id=\"4720409\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Cualquier inversi\u00f3n conlleva un riesgo. El inter\u00e9s pagado a los inversores es la compensaci\u00f3n por su riesgo. Por favor, considera cuidadosamente cu\u00e1nto riesgo puedes tolerar antes de realizar una inversi\u00f3n.   <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2515\" role=\"tabpanel\" aria-labelledby=\"e-n-tabs-title-2515\" data-tab-index=\"5\" style=\"--n-tabs-title-order: 5;\" class=\" elementor-element elementor-element-9555715 e-flex e-con-boxed e-con e-child\" data-id=\"9555715\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-08bae83 elementor-widget elementor-widget-n-accordion\" data-id=\"08bae83\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9150\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-9150\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 es un originador de pr\u00e9stamos (LO)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9150\" class=\"elementor-element elementor-element-82290a4 e-con-full e-flex e-con e-child\" data-id=\"82290a4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cab356 elementor-widget elementor-widget-text-editor\" data-id=\"3cab356\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Los originadores de pr\u00e9stamos (LO) son empresas financieras que ofrecen servicios de cr\u00e9dito. M\u00e1s informaci\u00f3n sobre cada LO en Income Marketplace se puede encontrar en la secci\u00f3n \u201cOriginadores de Pr\u00e9stamos\u201d de nuestro sitio web. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9151\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9151\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCon qu\u00e9 fines se conceden los pr\u00e9stamos a los prestatarios? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9151\" class=\"elementor-element elementor-element-dcad26c e-con-full e-flex e-con e-child\" data-id=\"dcad26c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad3fb49 elementor-widget elementor-widget-text-editor\" data-id=\"ad3fb49\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Los pr\u00e9stamos pueden ser otorgados a los prestatarios para diferentes prop\u00f3sitos, incluyendo necesidades empresariales, mejoras en el hogar, compras de veh\u00edculos, otras compras importantes y muchas otras razones. El prop\u00f3sito del pr\u00e9stamo se indica en cada listado y depende del prestatario y el originador del pr\u00e9stamo. M\u00e1s informaci\u00f3n aqu\u00ed: <a class=\"in-cell-link\" href=\"https:\/\/getincome.com\/blog\/all-about-the-loans-you-invest-in-loan-types\/\" target=\"_blank\" rel=\"noopener\">https:\/\/getincome.com\/blog\/all-about-the-loans-you-invest-in-loan-types\/<\/a>  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9152\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9152\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo saber qui\u00e9n es el prestatario? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9152\" class=\"elementor-element elementor-element-32c4228 e-con-full e-flex e-con e-child\" data-id=\"32c4228\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f56b9e elementor-widget elementor-widget-text-editor\" data-id=\"6f56b9e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Los inversores pueden ver cierta informaci\u00f3n sobre los prestatarios en nuestro mercado, incluyendo cu\u00e1nto han pedido prestado y para qu\u00e9 prop\u00f3sito. Por razones de seguridad y para cumplir con las leyes de protecci\u00f3n de datos, no revelamos los nombres completos ni las direcciones de los prestatarios. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9153\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9153\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfD\u00f3nde puedo aprender m\u00e1s sobre los Originadores de Pr\u00e9stamos en Income? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9153\" class=\"elementor-element elementor-element-ad0e67e e-flex e-con-boxed e-con e-child\" data-id=\"ad0e67e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc57007 elementor-widget elementor-widget-text-editor\" data-id=\"fc57007\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Por favor, consulta nuestra p\u00e1gina de <a href=\"https:\/\/getincome.com\/loan-originators\/\">\u201cOriginadores de Pr\u00e9stamos\u201d<\/a>, donde incluimos informaci\u00f3n m\u00e1s detallada sobre los originadores de pr\u00e9stamos que actualmente est\u00e1n en nuestro mercado.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2516\" role=\"tabpanel\" aria-labelledby=\"e-n-tabs-title-2516\" data-tab-index=\"6\" style=\"--n-tabs-title-order: 6;\" class=\" elementor-element elementor-element-b38f9f4 e-flex e-con-boxed e-con e-child\" data-id=\"b38f9f4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29c8ac3 elementor-widget elementor-widget-n-accordion\" data-id=\"29c8ac3\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4380\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-4380\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo funciona el programa Recomienda a un amigo? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4380\" class=\"elementor-element elementor-element-09b4171 e-con-full e-flex e-con e-child\" data-id=\"09b4171\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfbdeb3 elementor-widget elementor-widget-text-editor\" data-id=\"bfbdeb3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Cada inversor recibe su propio c\u00f3digo de referencia \u00fanico al registrarse en Income, que puede copiar y pegar desde la p\u00e1gina \u201cRecomienda un Amigo\u201d y enviar a amigos, colegas, familiares, etc. Cuando nuevos inversores se registran en Income utilizando tu c\u00f3digo de referencia \u00fanico y verifican su cuenta, se agregan a tu lista de referencias. Tu amigo debe completar la verificaci\u00f3n de identidad para que cuente como una referencia. Despu\u00e9s de registrarse y verificar, tu amigo debe realizar su primera inversi\u00f3n dentro de los 30 d\u00edas para que ambos reciban bonificaciones.   <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4381\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4381\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo participar en el programa Recomienda a un amigo? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4381\" class=\"elementor-element elementor-element-b87d481 e-con-full e-flex e-con e-child\" data-id=\"b87d481\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbf1dd9 elementor-widget elementor-widget-text-editor\" data-id=\"cbf1dd9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Cuando te registras en Income, autom\u00e1ticamente obtienes un c\u00f3digo de referencia \u00fanico que puedes compartir con cualquier persona. Cada inversor que comparta su c\u00f3digo con \u00e9xito se vuelve autom\u00e1ticamente elegible para el bono de referencia.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4382\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4382\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1nto puedo ganar por recomendar a mis amigos? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4382\" class=\"elementor-element elementor-element-a7ef59a e-con-full e-flex e-con e-child\" data-id=\"a7ef59a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bb8940 elementor-widget elementor-widget-text-editor\" data-id=\"6bb8940\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">Puedes referir a un n\u00famero indefinido de personas; cuanto m\u00e1s, mejor. Y cuanto m\u00e1s inviertan tus amigos, mayor ser\u00e1 tu bono; sin embargo, por cada referencia, el bono m\u00ednimo es de 10 EUR y el bono m\u00e1ximo es de 500 EUR.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4383\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4383\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo recibir\u00e9 mi bonificaci\u00f3n? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4383\" class=\"elementor-element elementor-element-7124cf7 e-flex e-con-boxed e-con e-child\" data-id=\"7124cf7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d4c44c elementor-widget elementor-widget-text-editor\" data-id=\"7d4c44c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">El bono de referir a un amigo se paga en tu cuenta de Income 40 d\u00edas despu\u00e9s de que la cuenta de tu amigo haya sido aprobada y verificada. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4384\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4384\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo se calcula la bonificaci\u00f3n? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4384\" class=\"elementor-element elementor-element-47c2549 e-flex e-con-boxed e-con e-child\" data-id=\"47c2549\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c43d0ff elementor-widget elementor-widget-text-editor\" data-id=\"c43d0ff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\">El c\u00e1lculo actual del bono se basa en el promedio ponderado de la inversi\u00f3n pendiente al final de cada d\u00eda durante los primeros 30 d\u00edas. Esto significa que el bono se calcula como el 1% de la cantidad que t\u00fa o tu amigo invirtieron al final de cada d\u00eda, dividida por el n\u00famero de d\u00edas. Pero no menos de 10 euros y no m\u00e1s de 500 euros.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Ayuda y preguntas frecuentes General C\u00f3mo empezar Inversi\u00f3n Seguridad y riesgo Originadores de pr\u00e9stamos y prestatarios Recomienda a un amigo \u00bfQu\u00e9 es Income? Income es la primera plataforma en ofrecer inversiones en pr\u00e9stamos asegurados con un rendimiento anual de hasta el 15%. Con Income, puedes invertir en pr\u00e9stamos originados por prestamistas no bancarios a nivel [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/pages\/10361"}],"collection":[{"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/comments?post=10361"}],"version-history":[{"count":17,"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/pages\/10361\/revisions"}],"predecessor-version":[{"id":10811,"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/pages\/10361\/revisions\/10811"}],"wp:attachment":[{"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/media?parent=10361"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}