{"id":13103,"date":"2024-02-12T10:28:32","date_gmt":"2024-02-12T10:28:32","guid":{"rendered":"https:\/\/getincome.com\/blog\/seguridad\/"},"modified":"2026-10-28T11:08:31","modified_gmt":"2026-10-28T11:08:31","slug":"seguridad","status":"publish","type":"page","link":"https:\/\/getincome.com\/blog\/es\/seguridad\/","title":{"rendered":"Seguridad"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"13103\" class=\"elementor elementor-13103 elementor-6735\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-621b51fe elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"621b51fe\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-39d97de0\" data-id=\"39d97de0\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e37c5c0 elementor-widget elementor-widget-text-editor\" data-id=\"3e37c5c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"\/\" class=\"header-logo\" target=\"_self\"><img decoding=\"async\" src=\"\/img\/income.dd175754.svg\" width=\"110\" alt=\"Income Marketplace\" class=\"income-logo\"><\/a><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7729b781\" data-id=\"7729b781\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-788a16c elementor-nav-menu__align-end elementor-nav-menu--stretch elementor-nav-menu--dropdown-tablet elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"788a16c\" data-element_type=\"widget\" data-settings=\"{&quot;full_width&quot;:&quot;stretch&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;&quot;},&quot;layout&quot;:&quot;horizontal&quot;,&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-none\">\n\t\t\t\t<ul id=\"menu-1-788a16c\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10224\"><a href=\"https:\/\/getincome.com\/es\/como-funciona\" class=\"elementor-item\">C\u00f3mo funciona<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10225\"><a href=\"https:\/\/getincome.com\/es\/estadisticas\" class=\"elementor-item\">Estad\u00edsticas<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10226\"><a href=\"https:\/\/getincome.com\/loan-originators\" class=\"elementor-item\">Originadores de Pr\u00e9stamos<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10227\"><a href=\"https:\/\/getincome.com\/es\/equipo\" class=\"elementor-item\">Equipo<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10228\"><a href=\"https:\/\/getincome.com\/es\/ayuda\" class=\"elementor-item\">Ayuda<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10229\"><a href=\"https:\/\/getincome.com\/blog\/\" class=\"elementor-item\">Blog<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10210\"><a href=\"https:\/\/getincome.com\/register\" class=\"elementor-item\"><div style=\"padding: 10px 10px; margin:-10px; color: #fff; background: #30a7fe; box-sizing: border-box;     border-radius: 16px;\">Crear Cuenta<\/div><\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10211\"><a href=\"https:\/\/getincome.com\/login\" class=\"elementor-item\"><strong>Ingresar<\/strong><\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Alternar men\u00fa\" aria-expanded=\"false\">\n\t\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--open eicon-menu-bar\"><\/i><i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--close eicon-close\"><\/i>\t\t\t<span class=\"elementor-screen-only\">Men\u00fa<\/span>\n\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-788a16c\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10224\"><a href=\"https:\/\/getincome.com\/es\/como-funciona\" class=\"elementor-item\" tabindex=\"-1\">C\u00f3mo funciona<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10225\"><a href=\"https:\/\/getincome.com\/es\/estadisticas\" class=\"elementor-item\" tabindex=\"-1\">Estad\u00edsticas<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10226\"><a href=\"https:\/\/getincome.com\/loan-originators\" class=\"elementor-item\" tabindex=\"-1\">Originadores de Pr\u00e9stamos<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10227\"><a href=\"https:\/\/getincome.com\/es\/equipo\" class=\"elementor-item\" tabindex=\"-1\">Equipo<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10228\"><a href=\"https:\/\/getincome.com\/es\/ayuda\" class=\"elementor-item\" tabindex=\"-1\">Ayuda<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10229\"><a href=\"https:\/\/getincome.com\/blog\/\" class=\"elementor-item\" tabindex=\"-1\">Blog<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10210\"><a href=\"https:\/\/getincome.com\/register\" class=\"elementor-item\" tabindex=\"-1\"><div style=\"padding: 10px 10px; margin:-10px; color: #fff; background: #30a7fe; box-sizing: border-box;     border-radius: 16px;\">Crear Cuenta<\/div><\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10211\"><a href=\"https:\/\/getincome.com\/login\" class=\"elementor-item\" tabindex=\"-1\"><strong>Ingresar<\/strong><\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-02c8f80 e-flex e-con-boxed e-con e-parent\" data-id=\"02c8f80\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-14193fc e-con-full e-flex e-con e-child\" data-id=\"14193fc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37590fe elementor-widget elementor-widget-heading\" data-id=\"37590fe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguridad y protecci\u00f3n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9384a9 elementor-widget elementor-widget-text-editor\" data-id=\"d9384a9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">La plataforma Income act\u00faa como intermediaria entre el inversor y los originadores de pr\u00e9stamos, ofreciendo una selecci\u00f3n de pr\u00e9stamos cuidadosamente elegidos con la m\u00e1xima solvencia; sin embargo, el inversor asumir\u00e1 todos los riesgos posibles: el riesgo de perder total o parcialmente los fondos destinados a la financiaci\u00f3n (capital); la ausencia de posibles beneficios y los riesgos de liquidez financiera.<\/span><\/p>\n<p>Aunque estas situaciones no son habituales, Income cuenta con mecanismos estructurales para gestionarlas. En su calidad de representante de los acreedores, Income se encarga de recuperar y reembolsar las inversiones. Si fuera necesario, se podr\u00eda exigir a los originadores de pr\u00e9stamos que transfieran la cartera de pr\u00e9stamos pignorada a Income, o se podr\u00edan adoptar otras medidas para garantizar el reembolso de las inversiones.  <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1cbcaae e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"1cbcaae\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae5fe2 elementor-widget elementor-widget-spacer\" data-id=\"2ae5fe2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa03d2f e-flex e-con-boxed e-con e-parent\" data-id=\"aa03d2f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2be4947 e-flex e-con-boxed e-con e-child\" data-id=\"2be4947\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1f02098 e-flex e-con-boxed e-con e-child\" data-id=\"1f02098\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40b218a elementor-widget elementor-widget-heading\" data-id=\"40b218a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfY si el prestatario no paga?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0b4108 elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"a0b4108\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1da9770 e-flex e-con-boxed e-con e-child\" data-id=\"1da9770\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eaeb62e elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"eaeb62e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-185a3d8 elementor-widget elementor-widget-heading\" data-id=\"185a3d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfY si el originador del pr\u00e9stamo incumple sus obligaciones?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4b87d3 e-flex e-con-boxed e-con e-parent\" data-id=\"a4b87d3\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c9757cb e-flex e-con-boxed e-con e-child\" data-id=\"c9757cb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9600ddf e-flex e-con-boxed e-con e-child\" data-id=\"9600ddf\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28bd4ce elementor-widget elementor-widget-heading\" data-id=\"28bd4ce\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">  Obligaci\u00f3n de recompra  <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77de486 elementor-widget elementor-widget-text-editor\" data-id=\"77de486\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Cada pr\u00e9stamo en Income cuenta con una<\/span> <b>Obligaci\u00f3n de Recompra.<\/b> Si un pr\u00e9stamo tiene un retraso superior a 60 d\u00edas, ser\u00e1 recomprado por el originador, devolviendo el capital total e intereses, asegurando la protecci\u00f3n de tu inversi\u00f3n.<span style=\"font-weight: 400;\">. Si un pr\u00e9stamo lleva m\u00e1s de 60 d\u00edas de retraso en el pago, el contrato exige que te lo recompren con el capital y los intereses \u00edntegros, con el fin de proteger tu inversi\u00f3n.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84935c7 elementor-widget elementor-widget-spacer\" data-id=\"84935c7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-879f965 e-flex e-con-boxed e-con e-child\" data-id=\"879f965\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52ab1aa elementor-widget elementor-widget-spacer\" data-id=\"52ab1aa\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2681a4 elementor-widget elementor-widget-heading\" data-id=\"f2681a4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Reserva de Liquidez<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83faf0f elementor-widget elementor-widget-text-editor\" data-id=\"83faf0f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>El colch\u00f3n de flujo de caja<\/strong> se determina tras una evaluaci\u00f3n exhaustiva de la cartera de pr\u00e9stamos del LO, en la que se analizan la calidad, la rentabilidad y los posibles riesgos, como las fluctuaciones econ\u00f3micas o los imprevistos. El n\u00facleo del <strong>colch\u00f3n de liquidez<\/strong> es la \u00abparticipaci\u00f3n subordinada\u00bb, que se establece en funci\u00f3n de estas evaluaciones para hacer frente a posibles p\u00e9rdidas. Si un prestatario incumple el pago, se activa el <strong>colch\u00f3n de liquidez<\/strong>, que destina el reembolso del capital y los intereses de los inversores a partir de los pagos del pr\u00e9stamo recaudados y de cualquier beneficio generado por la cartera de pr\u00e9stamos que figura en \u00abIngresos\u00bb.  <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b865946 e-flex e-con-boxed e-con e-parent\" data-id=\"b865946\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9aaad36 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"9aaad36\" data-element_type=\"widget\" data-settings=\"{&quot;tabs_justify_horizontal&quot;:&quot;center&quot;,&quot;horizontal_scroll_mobile&quot;:&quot;disable&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"162\" aria-label=\"Pesta\u00f1as. Abre elementos con Intro o Espacio, ci\u00e9rralos con Escape y navega con las fechas.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t\t\t<button id=\"tab-1\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-1621\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"security security-tab5\"><\/i>\t\t\t\t\t<i aria-hidden=\"true\" class=\"security security-tab5\"><\/i>\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<button id=\"tab-2\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1622\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"security security-tab2\"><\/i>\t\t\t\t\t<i aria-hidden=\"true\" class=\"security security-tab2\"><\/i>\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<button id=\"tab-3\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1623\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"security security-tab\"><\/i>\t\t\t\t\t<i aria-hidden=\"true\" class=\"security security-tab\"><\/i>\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<button id=\"tab-4\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1624\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"security security-tab3\"><\/i>\t\t\t\t\t<i aria-hidden=\"true\" class=\"security security-tab3\"><\/i>\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-1621\" role=\"tabpanel\" aria-labelledby=\"tab-1\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-f7b343a e-con-full e-flex e-con e-child\" data-id=\"f7b343a\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3957449 e-con-full e-flex e-con e-child\" data-id=\"3957449\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39fc2b8 elementor-widget elementor-widget-heading\" data-id=\"39fc2b8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Proteger los activos de los inversores<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c95c80d elementor-widget elementor-widget-text-editor\" data-id=\"c95c80d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"font-claude-response-body break-words whitespace-normal\">Income sigue unos protocolos internos muy estrictos, dise\u00f1ados para proteger los activos de los inversores, manteniendo una separaci\u00f3n clara con respecto a sus propios activos. Esto implica llevar un registro meticuloso, realizar conciliaciones peri\u00f3dicas de los registros internos y aplicar controles s\u00f3lidos para ayudar a reducir el riesgo de p\u00e9rdidas para los inversores. <\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">Los activos financieros de los inversores de Income se mantienen en cuentas separadas, mientras que los fondos no invertidos se depositan en entidades de prestigio de toda la Uni\u00f3n Europea. Estos fondos se destinan exclusivamente a ejecutar las \u00f3rdenes de los inversores, ya sea para invertir o para realizar retiradas. Al mantener estos fondos en cuentas de garant\u00eda, quedan aislados de las obligaciones financieras de Income, lo que ofrece una capa adicional de protecci\u00f3n frente a las reclamaciones de los acreedores de Income.  <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1048a87 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"1048a87\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c62af81 elementor-widget elementor-widget-image\" data-id=\"c62af81\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"580\" height=\"583\" src=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-2-e1709202924392.png\" class=\"attachment-large size-large wp-image-6967\" alt=\"\" srcset=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-2-e1709202924392.png 1019w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-2-e1709202924392-298x300.png 298w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-2-e1709202924392-150x150.png 150w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-2-e1709202924392-768x773.png 768w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1622\" role=\"tabpanel\" aria-labelledby=\"tab-2\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-450edde e-con-full e-flex e-con e-child\" data-id=\"450edde\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-723acc5 e-con-full e-flex e-con e-child\" data-id=\"723acc5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79da729 elementor-widget elementor-widget-heading\" data-id=\"79da729\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Garant\u00eda de estabilidad de la plataforma<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-384a526 elementor-widget elementor-widget-text-editor\" data-id=\"384a526\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>En caso de que Income Company se enfrente a dificultades operativas, contamos con medidas dise\u00f1adas para ayudar a proteger tus inversiones. Un administrador concursal con experiencia se encargar\u00eda de supervisar la liquidaci\u00f3n ordenada de todas las inversiones en curso. Adem\u00e1s, colaboramos con una empresa de auditor\u00eda certificada para garantizar que todos los datos est\u00e9n respaldados de forma segura y sean accesibles, lo que garantiza la continuidad de tu trayectoria de inversi\u00f3n con nosotros.  <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1cd014b e-con-full e-flex e-con e-child\" data-id=\"1cd014b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cfc0e3 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"3cfc0e3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"580\" height=\"581\" src=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-3.png\" class=\"attachment-large size-large wp-image-6968\" alt=\"\" srcset=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-3.png 1024w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-3-300x300.png 300w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-3-150x150.png 150w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-3-768x769.png 768w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1623\" role=\"tabpanel\" aria-labelledby=\"tab-3\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-f81e5a3 e-con-full e-flex e-con e-child\" data-id=\"f81e5a3\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e5e503d e-con-full e-flex e-con e-child\" data-id=\"e5e503d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-498c4ca elementor-widget elementor-widget-heading\" data-id=\"498c4ca\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Adaptabilidad al mercado<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f54b32b elementor-widget elementor-widget-text-editor\" data-id=\"f54b32b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Como en cualquier mercado, invertir en pr\u00e9stamos ofrece oportunidades din\u00e1micas a medida que cambian las condiciones. Aunque los tipos de inter\u00e9s y las condiciones del mercado pueden variar debido a diversos factores macroecon\u00f3micos, como los cambios econ\u00f3micos o los acontecimientos geopol\u00edticos, estos cambios tambi\u00e9n ofrecen posibilidades de crecimiento y adaptaci\u00f3n. Income Company est\u00e1 preparada para hacer frente a estas fluctuaciones, con el objetivo de aprovechar las oportunidades para nuestros inversores.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-09b7a76 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"09b7a76\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a9cc1aa elementor-widget elementor-widget-image\" data-id=\"a9cc1aa\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"580\" height=\"580\" src=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-4.png\" class=\"attachment-large size-large wp-image-6969\" alt=\"\" srcset=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-4.png 1024w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-4-300x300.png 300w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-4-150x150.png 150w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-4-768x768.png 768w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1624\" role=\"tabpanel\" aria-labelledby=\"tab-4\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-9d0d798 e-con-full e-flex e-con e-child\" data-id=\"9d0d798\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d0264c9 e-con-full e-flex e-con e-child\" data-id=\"d0264c9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc4fd96 elementor-widget elementor-widget-heading\" data-id=\"fc4fd96\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vigilancia normativa y diversificaci\u00f3n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c81d0e elementor-widget elementor-widget-text-editor\" data-id=\"5c81d0e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Gestionamos de forma proactiva el impacto de los cambios legislativos en nuestro modelo de negocio y en el mercado de Income en general. Nuestro exhaustivo proceso de diligencia debida eval\u00faa el marco normativo de cada entidad crediticia con la que colaboramos, lo que minimiza los riesgos normativos y de cumplimiento. Para reforzar a\u00fan m\u00e1s la resiliencia de tus inversiones, te recomendamos diversificar tu cartera entre distintos pa\u00edses y tipos de inversi\u00f3n, distribuyendo y mitigando as\u00ed los posibles riesgos.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d78ac6e e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"d78ac6e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd93e8a elementor-widget elementor-widget-image\" data-id=\"dd93e8a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"580\" src=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-5.png\" class=\"attachment-large size-large wp-image-6970\" alt=\"\" srcset=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-5.png 1024w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-5-300x300.png 300w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-5-150x150.png 150w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/02\/Artboard-5-768x768.png 768w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ebb6c6 e-flex e-con-boxed e-con e-parent\" data-id=\"5ebb6c6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6f0614 elementor-widget elementor-widget-heading\" data-id=\"b6f0614\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">M\u00e1s informaci\u00f3n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3744a4e e-flex e-con-boxed e-con e-parent\" data-id=\"3744a4e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1e2e28 elementor-widget elementor-widget-button\" data-id=\"e1e2e28\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/getincome.com\/blog\/es\/como-funciona\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfPor d\u00f3nde empiezo?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c76bf8 elementor-widget elementor-widget-button\" data-id=\"6c76bf8\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/getincome.com\/blog\/risks\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfCu\u00e1les son los riesgos?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fff3126 elementor-widget elementor-widget-button\" data-id=\"fff3126\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfQu\u00e9 son la obligaci\u00f3n de recompra \u00ab <br\/>\u00bb y el colch\u00f3n de flujo de caja?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae10da elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4ae10da\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/getincome.com\/register\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00a1Empieza a invertir!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Seguridad y protecci\u00f3n La plataforma Income act\u00faa como intermediaria entre el inversor y los originadores de pr\u00e9stamos, ofreciendo una selecci\u00f3n de pr\u00e9stamos cuidadosamente elegidos con la m\u00e1xima solvencia; sin embargo, el inversor asumir\u00e1 todos los riesgos posibles: el riesgo de perder total o parcialmente los fondos destinados a la financiaci\u00f3n (capital); la ausencia de posibles [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/pages\/13103"}],"collection":[{"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/comments?post=13103"}],"version-history":[{"count":1,"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/pages\/13103\/revisions"}],"predecessor-version":[{"id":13104,"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/pages\/13103\/revisions\/13104"}],"wp:attachment":[{"href":"https:\/\/getincome.com\/blog\/es\/wp-json\/wp\/v2\/media?parent=13103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}