UAB Greiti Autosprendimai

autofino.lt

Autofino is an established Lithuanian company specializing in used vehicle rentals with the option of subsequent purchase (rent2buy). Its services are primarily aimed at clients with limited access to traditional banking products – for example, individuals with income from abroad, entrepreneurs, small and medium-sized businesses, or foreigners with permanent residence in Lithuania.

The company has been operating in the market since 2018 and has since financed vehicles worth over 10 million EUR. It prides itself on an efficient cost structure, automated processes, and advanced risk management, which allows it to offer competitive prices while minimizing risk for investors.

Their mission is to provide mobility services to customers who have limited access to traditional financial services. Thanks to automation based on modern technologies, they can quickly and accurately assess creditworthiness, efficiently manage the vehicle fleet, and reduce operating costs and overall risks.

Latest news

€ 10 M

Loans Originated

€ 4.2M

Loan Portfolio

24%

Junior Share

Security Structure

The loans are backed through an assignment agreement with the investor, wherein a EU SPV oversees the cash flow management.

Additionally, the Junior share, representing 24% of the investment, acts as a substantial buffer to enhance cash flow security in the event of loan defaults.

Investors are acquiring claims from rental agreements. These agreements have facilitated the provision of credit to Lithuanian individuals for car rental purposes.

Disclaimer: The Claim is currently not secured by Income´s pledge on the vehicle. A negative pledge has been agreed with Autofino, meaning they cannot dispose or encumber the vehicle without Income´s consent. The Claim may be secured in the future with a collateral established in accordance with the Collateral Agreement over the vehicle for the use of which in return for the Autofinoo has concluded the Rent Agreement with the Client and which is in the ownership of Autofino(the Collateral, as set forth in recital B of the Agreement). The Collateral, when established, will not be assigned to the investor.

View Security Structure

Documents

17.10.2025 Autofino presentation

17.10.2025 Autofino 2025 Financial Audit