We are excited to welcome Autofino, an established Lithuanian company specialising in used vehicle rentals with the option to buy, to the Income marketplace. Operating under the rent2buy model since 2018, Autofino has financed vehicles worth over €10 million, helping customers across Lithuania gain access to personal and business mobility.
Autofino’s services are tailored for clients who face challenges accessing traditional banking products, such as small business owners, entrepreneurs, self-employed individuals, or residents earning income abroad. By offering flexible terms and fair pricing, the company bridges the gap between vehicle rental and ownership, empowering more people to achieve mobility independence.
The company’s mission is to make mobility accessible for everyone through modern technology and automation. Autofino’s efficient cost structure and data-driven risk management allow it to operate profitably while minimising risk for investors. Automated credit scoring, digital fleet management, and real-time monitoring systems ensure fast decision-making and reliable portfolio performance.
To start the cooperation, Autofino offers car rentals with yields of 11% per year to investors on the Income marketplace. All listed loans come with a buyback obligation and a risk-adjusted Junior Share of 24%. The loans have maturities ranging from 12 to 72 months.
With a solid track record, transparent lending model, and focus on financial inclusion, Autofino is transforming access to mobility in Lithuania, offering innovative solutions for drivers and stable opportunities for investors.
Don’t miss out—diversify your portfolio with Autofino today!
Notes on security structure: The claim is currently unsecured. However, it may be secured in the future by collateral, as per the terms outlined in the Collateral Agreement. This collateral would be based on the vehicle used under the Rent Agreement, which is entered into by Autofino(the company) with the client and remains the property of Autofino.
