We are pleased to announce that Virtus Lending has shared their Q1-2025 financial results with us.
Based on the financial statement provided for Q1 2025, the company’s total operating income for the first quarter was € 481,000, indicating a 68% increase from € 287,000 in Q1 2024.
Virtus Lending reported a net profit of € 116,000 for the first quarter of 2025. (38 thousand EUR for Q1-2024). The company’s gross margin for Q1-2025 is 68%.
In March 2025, Virtus Lending’s financial position showed assets totalling 10.6 million EUR. The company’s equity stood at €1.2 million, with €800,000 of that amount representing share capital.
Their cross– and net loan portfolio size is reported as 9.0 million EUR in Q1 2025. Virtus Lending’s loan origination volume reached 2.7 million EUR in the first quarter of 2025.
Since joining the Income platform just a month ago, Virtus Lending has successfully attracted over €1 million in investments from our users, with investors earning more than €2,300 in returns to date.
Building on this strong start with instalment loans, Virtus is now preparing to offer car loans. These loans come with a proven track record, larger loan amounts, lower interest rates for borrowers, and low default rates. They are collateralised and come with the Early Buyback feature. This allows investors to benefit from shorter durations, with terms as short as 5 months, compared to the standard 63-month term.
Investing in loans originated by Virtus Lending yields up to 12% per annum, making it an attractive option for those looking to grow their investments.
