{"id":10979,"date":"2025-04-23T10:35:20","date_gmt":"2025-04-23T09:35:20","guid":{"rendered":"https:\/\/getincome.com\/blog\/?p=10979"},"modified":"2025-04-23T10:37:31","modified_gmt":"2025-04-23T09:37:31","slug":"virtus-lending-q1-2025-financial-results","status":"publish","type":"post","link":"https:\/\/getincome.com\/blog\/virtus-lending-q1-2025-financial-results\/","title":{"rendered":"Virtus Lending Q1 2025 Financial Results"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"10979\" class=\"elementor elementor-10979\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbc1849 e-flex e-con-boxed e-con e-parent\" data-id=\"cbc1849\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-875dbd5 elementor-widget elementor-widget-text-editor\" data-id=\"875dbd5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">We are pleased to announce that Virtus Lending has shared their Q1-2025 financial results with us.&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Based on the financial statement provided for Q1 2025, the company&#8217;s total operating income for the first quarter was \u20ac 481,000, indicating a 68% increase from \u20ac 287,000 in Q1 2024.&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Virtus Lending reported a net profit of \u20ac 116,000 for the first quarter of 2025. (38 thousand EUR for Q1-2024). The company\u2019s gross margin for Q1-2025 is 68%.&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In March 2025, Virtus Lending&#8217;s financial position showed assets totalling 10.6 million EUR. The company&#8217;s equity stood at \u20ac1.2 million, with \u20ac800,000 of that amount representing share capital.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Their cross&#8211; and net loan portfolio size is reported as 9.0 million EUR in Q1 2025. Virtus Lending&#8217;s loan origination volume reached 2.7 million EUR in the first quarter of 2025.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Since joining the <\/span><b>Income platform just a month<\/b> <b>ago<\/b><span style=\"font-weight: 400;\">, Virtus Lending has successfully attracted over <\/span><b>\u20ac1 million in investments<\/b><span style=\"font-weight: 400;\"> from our users, with investors earning more than <\/span><b>\u20ac2,300<\/b><span style=\"font-weight: 400;\"> in returns to date.&nbsp;<\/span><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Building on this strong start with <\/span><b>instalment loans<\/b><span style=\"font-weight: 400;\">, Virtus is now preparing to offer <\/span><b>car loans.<\/b><span style=\"font-weight: 400;\"> These loans come with a proven track record, larger loan amounts, <\/span><b>lower interest rates for borrowers<\/b><span style=\"font-weight: 400;\">, and <\/span><b>low default rates<\/b><span style=\"font-weight: 400;\">. They are <\/span><b>collateralised<\/b><span style=\"font-weight: 400;\"> and come with the<\/span>&nbsp;<b>Early Buyback feature<\/b><span style=\"font-weight: 400;\">. This allows investors to benefit from shorter durations, with terms as short as <\/span><b>5 months<\/b><span style=\"font-weight: 400;\">, compared to the standard <\/span><b>63-month term<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Investing in loans originated by Virtus Lending yields up to 12% per annum, making it an attractive option for those looking to grow their investments.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ee35587 e-flex e-con-boxed e-con e-parent\" data-id=\"ee35587\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29ee493 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"29ee493\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2025\/04\/Virtus_Lending_Q1_2025.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Virtus Lending Q1 2025 FS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>We are pleased to announce that Virtus Lending has shared their Q1-2025 financial results with us.&nbsp; Based on the financial statement provided for Q1 2025, the company&#8217;s total operating income for the first quarter was \u20ac 481,000, indicating a 68% increase from \u20ac 287,000 in Q1 2024.&nbsp; Virtus Lending reported a net profit of \u20ac [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":10980,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[64],"_links":{"self":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/10979"}],"collection":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/comments?post=10979"}],"version-history":[{"count":8,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/10979\/revisions"}],"predecessor-version":[{"id":10991,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/10979\/revisions\/10991"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/media\/10980"}],"wp:attachment":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/media?parent=10979"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/categories?post=10979"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/tags?post=10979"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}