{"id":12189,"date":"2026-01-08T15:31:49","date_gmt":"2026-01-08T15:31:49","guid":{"rendered":"https:\/\/getincome.com\/blog\/?p=12189"},"modified":"2026-01-12T11:00:03","modified_gmt":"2026-01-12T11:00:03","slug":"income-2025-recap","status":"publish","type":"post","link":"https:\/\/getincome.com\/blog\/income-2025-recap\/","title":{"rendered":"Income 2025 Recap"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"12189\" class=\"elementor elementor-12189\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-390f2bc e-flex e-con-boxed e-con e-parent\" data-id=\"390f2bc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0f841a3 elementor-widget elementor-widget-text-editor\" data-id=\"0f841a3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4><b>Income\u2019s 2025 Recap: Growth, Expansion, and What Comes Next<\/b><\/h4><p><span style=\"font-weight: 400;\">As we close the chapter on 2025, it is the perfect time to reflect on a year defined by strong platform activity, meaningful progress on our long-term vision, and continued trust from our investor community. Income continued to scale its marketplace, strengthened repayment performance, and broadened its Loan Originator base with three new additions that brought new loan categories and new momentum to the platform.<\/span><\/p><p><span style=\"font-weight: 400;\">Here is a comprehensive recap of Income\u2019s 2025 highlights and milestones.<\/span><\/p><h4><b>A Strong Year for Our Platform: Performance Overview<\/b><\/h4><p><span style=\"font-weight: 400;\">In 2025, <\/span><b>\u20ac71.1 million worth of loans were listed<\/b><span style=\"font-weight: 400;\">, offering investors a growing supply of diversified opportunities. Investor confidence remained strong, with <\/span><b>\u20ac66.8 million successfully invested<\/b><span style=\"font-weight: 400;\"> across the year. More importantly, <\/span><b>\u20ac64.3 million in repayments were made to investors<\/b><span style=\"font-weight: 400;\">, reflecting the continued reliability of loan performance and a strong repayment flow throughout the year.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Our active portfolio grew by <\/span><b>29.75% in assets under management (AUM)<\/b><span style=\"font-weight: 400;\">. While this growth rate was lower than the exceptional expansion seen in 2024, it remains a clear signal of continued engagement and a platform that is steadily building scale. The <\/span><b>average interest rate remained high at 13.51%<\/b><span style=\"font-weight: 400;\">, continuing to provide attractive return potential across the marketplace.\u00a0<\/span><\/p><p><em><span style=\"font-weight: 400;\">\u201cOur mission has always been to empower investors with secure, high-yield opportunities. In 2025, we reinforced this foundation by expanding loan supply, onboarding reliable Loan Originators, and pursuing responsible marketplace growth &#8211; strengthening long-term trust and sustainability.\u201d<\/span><\/em><span style=\"font-weight: 400;\">\u2014 Lavrenti, CEO of Income.\u00a0<\/span><\/p><h4><b>Loan Originators: Driving Growth and Expanding Horizons<\/b><\/h4><p><span style=\"font-weight: 400;\">Loan Originators remain at the core of Income\u2019s ability to offer consistent and diversified opportunities. In 2025, our established partners continued to drive high investor participation and strong volumes, while the platform also welcomed three new Loan Originators that broadened our loan offering and showed strong early traction.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1e3303 elementor-widget elementor-widget-image\" data-id=\"b1e3303\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1580\" height=\"896\" src=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.42.51.png\" class=\"attachment-2048x2048 size-2048x2048 wp-image-12199\" alt=\"\" srcset=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.42.51.png 1580w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.42.51-300x170.png 300w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.42.51-1024x581.png 1024w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.42.51-768x436.png 768w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.42.51-1536x871.png 1536w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.42.51-1200x681.png 1200w\" sizes=\"(max-width: 1580px) 100vw, 1580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0001ba2 e-flex e-con-boxed e-con e-parent\" data-id=\"0001ba2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d966cfd elementor-widget elementor-widget-text-editor\" data-id=\"d966cfd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Investor participation remained strongest among our top partners, with\u00a0<b>ITF Group JSC<\/b>\u00a0leading at\u00a0<b>83.94%<\/b>, followed by\u00a0<b>Hoovi<\/b>\u00a0at\u00a0<b>77.68%<\/b>,\u00a0<b>Danarupiah<\/b>\u00a0at\u00a0<b>66.41%<\/b>, and\u00a0<b>Virtus Lending<\/b>\u00a0at\u00a0<b>61.64%<\/b>.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5644a21 elementor-widget elementor-widget-image\" data-id=\"5644a21\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2048\" height=\"906\" src=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.43.39.png\" class=\"attachment-2048x2048 size-2048x2048 wp-image-12203\" alt=\"\" srcset=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.43.39.png 2048w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.43.39-300x133.png 300w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.43.39-1024x453.png 1024w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.43.39-768x340.png 768w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.43.39-1536x680.png 1536w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.43.39-1200x531.png 1200w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.43.39-1980x876.png 1980w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3636d8f e-flex e-con-boxed e-con e-parent\" data-id=\"3636d8f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9245d19 elementor-widget elementor-widget-text-editor\" data-id=\"9245d19\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>In terms of loan volume,\u00a0<b>ITF Group JSC<\/b>\u00a0was the largest contributor, with\u00a0<b>\u20ac30.36M listed<\/b>\u00a0and\u00a0<b>\u20ac26.24M invested<\/b>.\u00a0<b>Danarupiah<\/b>\u00a0followed with\u00a0<b>\u20ac18.88M listed<\/b>\u00a0and\u00a0<b>\u20ac14.64M invested<\/b>, confirming its continued importance within the marketplace.\u00a0<\/p><h4><b>New Loan Originators in 2025: Three Additions and Strong Growth<\/b><\/h4><p>In 2025, we onboarded\u00a0<b>three new Loan Originators<\/b>, each adding new lending categories and expanding the platform\u2019s diversity.<\/p><p><b>Autofino<\/b>\u00a0joined the platform with a focus on\u00a0<b>car loans<\/b>, listing\u00a0<b>\u20ac1.63M<\/b>\u00a0in loans and reaching\u00a0<b>\u20ac501k invested<\/b>\u00a0within the year.\u00a0<\/p><p><b>Simpleros<\/b>, focused on\u00a0<b>payday loans<\/b>, listed\u00a0<b>\u20ac765.7k<\/b>\u00a0and achieved\u00a0<b>\u20ac673.4k invested<\/b>, demonstrating particularly strong investor uptake compared to listing volume.\u00a0<\/p><p><b>Virtus Lending<\/b>, offering\u00a0<b>instalment and car loans<\/b>, became one of the most significant new originators on the platform. In its first year, it listed\u00a0<b>\u20ac10.04M<\/b>, reached\u00a0<b>\u20ac6.46M invested<\/b>, and achieved\u00a0<b>61.64% investor participation<\/b>, positioning it as one of the fastest-scaling new additions and a major contributor to overall platform volume in 2025.\u00a0<\/p><p>With these three additions, Income strengthened its ability to serve a wider range of investor preferences, while also building a more resilient and diversified originator base.<\/p><h4><b>Loan Types: A Closer Look<\/b><\/h4>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a86326b e-flex e-con-boxed e-con e-parent\" data-id=\"a86326b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f4411c elementor-widget elementor-widget-html\" data-id=\"8f4411c\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<iframe width=\"600\" height=\"371\" seamless frameborder=\"0\" scrolling=\"no\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vQxuYPYpM4YTKcQzagT_D9w05rC-scJM8owmsRyKb5-_0Iq3fFwSln_dmfnxY_3HMUp-zPUqgHsluJR\/pubchart?oid=718283972&amp;format=interactive\"><\/iframe>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a05b0c e-flex e-con-boxed e-con e-parent\" data-id=\"0a05b0c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-09d72dc elementor-widget elementor-widget-text-editor\" data-id=\"09d72dc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The composition of loan listings in 2025 reflected both consistency and diversification.\u00a0<b>Instalment loans remained dominant<\/b>, accounting for\u00a0<b>72.55%<\/b>\u00a0of total loans listed. At the same time, new supply from car loan originators supported growth in the car loan category, which represented\u00a0<b>8.59%<\/b>\u00a0of listed loans. Payday loans also contributed to platform diversification, supporting a broader range of investor strategies across different maturities and loan types.\u00a0<\/p><h4><b>Welcoming New Investors: Key Trends in 2025<\/b><\/h4><p>The profile of new investors in 2025 continued to reflect a strong community of retail investors, with\u00a0<b>99.01% of new investors being individuals<\/b>\u00a0and\u00a0<b>0.99% companies<\/b>.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f90a34 elementor-widget elementor-widget-image\" data-id=\"2f90a34\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"580\" height=\"376\" src=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.49.53.png\" class=\"attachment-large size-large wp-image-12207\" alt=\"\" srcset=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.49.53.png 1008w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.49.53-300x195.png 300w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.49.53-768x498.png 768w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ac48fc5 e-flex e-con-boxed e-con e-parent\" data-id=\"ac48fc5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-483697e elementor-widget elementor-widget-text-editor\" data-id=\"483697e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>In terms of age distribution, the largest new investor segment was the\u00a0<b>41 to 50 age group<\/b>, representing\u00a0<b>30.79%<\/b>\u00a0of new investors. This was followed by the\u00a0<b>51 to 60<\/b>\u00a0segment at\u00a0<b>18.39%<\/b>, reinforcing that Income continues to attract an experienced investor base with a long-term approach to portfolio building.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-244f811 e-flex e-con-boxed e-con e-parent\" data-id=\"244f811\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37b40f4 elementor-widget elementor-widget-html\" data-id=\"37b40f4\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<iframe width=\"888\" height=\"600\" seamless frameborder=\"0\" scrolling=\"no\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vQxuYPYpM4YTKcQzagT_D9w05rC-scJM8owmsRyKb5-_0Iq3fFwSln_dmfnxY_3HMUp-zPUqgHsluJR\/pubchart?oid=52011051&amp;format=interactive\"><\/iframe>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e067020 e-flex e-con-boxed e-con e-parent\" data-id=\"e067020\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ea6a50 elementor-widget elementor-widget-text-editor\" data-id=\"4ea6a50\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Geographically, new investors continued to come primarily from across Europe, with\u00a0<b>Germany and Spain<\/b>\u00a0leading the way, followed by a strong mix of other European markets.\u00a0<\/p><h4><b>Investor Portfolio Distribution and Portfolio Growth in 2025<\/b><\/h4><p>The overall distribution of new investor investments on Income in 2025 offers a clear view of how investor behaviour continues to evolve, reflecting both growing confidence in the platform and a strong commitment to building meaningful portfolios over time.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f26ad70 elementor-widget elementor-widget-image\" data-id=\"f26ad70\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"287\" src=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.53.40-1024x506.png\" class=\"attachment-large size-large wp-image-12215\" alt=\"\" srcset=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.53.40-1024x506.png 1024w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.53.40-300x148.png 300w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.53.40-768x379.png 768w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.53.40-1536x758.png 1536w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.53.40-1200x592.png 1200w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.53.40.png 1746w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-641442b e-flex e-con-boxed e-con e-parent\" data-id=\"641442b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3555166 elementor-widget elementor-widget-text-editor\" data-id=\"3555166\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>In 2025, the largest share of new investor capital came from portfolios in the \u20ac10,000 to \u20ac24,999 range, accounting for \u20ac5.95M or 24.04% of total investment. This was closely followed by the \u20ac5,000 to \u20ac9,999 range, representing \u20ac5.78M or 23.32%. Together, these two brackets highlight that a substantial portion of new investor activity is concentrated in mid-level portfolio sizes, signalling that many investors are entering Income with a serious long-term approach. At the same time, portfolios between \u20ac25,000 and \u20ac49,999 contributed \u20ac3.43M or 13.83%, and portfolios between \u20ac50,000 and \u20ac99,999 contributed \u20ac3.16M or 12.78%. Notably, portfolios above \u20ac100,000 represented \u20ac2.21M or 8.91% of total investment, underscoring the continued presence of high-value investors within the platform.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e4342e0 e-flex e-con-boxed e-con e-parent\" data-id=\"e4342e0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-250d1ca elementor-widget elementor-widget-image\" data-id=\"250d1ca\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"287\" src=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.50.29-1024x506.png\" class=\"attachment-large size-large wp-image-12211\" alt=\"\" srcset=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.50.29-1024x506.png 1024w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.50.29-300x148.png 300w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.50.29-768x379.png 768w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.50.29-1536x758.png 1536w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.50.29-1200x592.png 1200w, https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-09-at-12.50.29.png 1746w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-600b4bf e-flex e-con-boxed e-con e-parent\" data-id=\"600b4bf\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39c3c0a elementor-widget elementor-widget-text-editor\" data-id=\"39c3c0a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Portfolio growth across brackets in 2025 also tells an important story, highlighting strong momentum in higher-value investor segments. The most remarkable increase occurred in the \u20ac50,000 to \u20ac99,999 category, which grew by 1752.00%, signalling a significant rise in larger new investor portfolios compared to the previous year. Portfolios above \u20ac100,000 also grew by 112.50%, reinforcing the trend of increasing high-value participation. The \u20ac25,000 to \u20ac49,999 category grew by 25.32%, demonstrating continued strength in the upper mid-level segment. While smaller portfolios also grew, they did so at a more modest pace, with the \u20ac100 to \u20ac999 segment increasing by 7.69% and the \u20ac0 to \u20ac99 segment increasing by 6.42%.\u00a0<\/p><p>At the same time, the \u20ac10,000 to \u20ac24,999 category saw a decline of 95.71% in growth rate compared to the previous year. This suggests a notable shift in how new investors entered the platform in 2025, with a stronger move toward higher investment brackets rather than continued growth in the mid-level segment.\u00a0<\/p><p>Overall, the growing share and growth rate of higher-value portfolios reflects the platform\u2019s ability to support both seasoned investors and those scaling their strategies over time. Whether joining for the first time or expanding their commitment, investors continue to demonstrate increasing trust in Income as a reliable and secure platform for long-term investing.\u00a0\u00a0<\/p><h4><b>A Key Milestone: Income\u2019s 2025 Funding Round<\/b><\/h4><p>2025 was also a milestone year for Income\u2019s long-term growth strategy. During the year, we completed a funding round and raised\u00a0<b>\u20ac786,000<\/b>, strengthening our ability to build new features, expand into additional markets, and grow the platform for the next phase of scale.<\/p><p>This funding milestone reflects continued confidence in Income\u2019s vision and the opportunity ahead.<\/p><h4><b>A Future Full of Promise: What We Are Building Next<\/b><\/h4><p>Looking ahead, we are focused on making Income an even stronger and more secure platform for investors, while expanding the range of opportunities available on the marketplace.<\/p><p>By\u00a0<b>Q2 2026 at the latest<\/b>, we are planning to launch the\u00a0<b>secondary market<\/b>, enabling investors to gain more flexibility and manage liquidity more actively. Alongside this, we are also planning to introduce\u00a0<b>two-factor authentication (2FA)<\/b>, strengthening platform security and adding an additional layer of protection for all investors.<\/p><p>In parallel, we are actively working on bringing more Loan Originators from\u00a0<b>new markets<\/b>\u00a0onto the platform, expanding both geographic reach and loan diversity so investors can access a broader set of opportunities through Income.<\/p><p><em>\u201cLooking ahead, our focus is clear: responsible marketplace expansion, high operational and security standards, and continued improvements in investment choice &#8211; supporting long-term wealth generation for our investors.\u201d<\/em>\u00a0\u2014 Lavrenti, CEO of Income.\u00a0<\/p><p>To every investor, Loan Originator, and partner, thank you for being an integral part of our journey. We are excited for what comes next and look forward to building an even more successful year ahead.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Income\u2019s 2025 Recap: Growth, Expansion, and What Comes Next As we close the chapter on 2025, it is the perfect time to reflect on a year defined by strong platform activity, meaningful progress on our long-term vision, and continued trust from our investor community. Income continued to scale its marketplace, strengthened repayment performance, and broadened [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":12190,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,4],"tags":[],"_links":{"self":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/12189"}],"collection":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/comments?post=12189"}],"version-history":[{"count":7,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/12189\/revisions"}],"predecessor-version":[{"id":12221,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/12189\/revisions\/12221"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/media\/12190"}],"wp:attachment":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/media?parent=12189"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/categories?post=12189"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/tags?post=12189"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}