{"id":12873,"date":"2026-08-18T10:34:29","date_gmt":"2026-08-18T09:34:29","guid":{"rendered":"https:\/\/getincome.com\/blog\/?p=12873"},"modified":"2026-08-18T10:34:32","modified_gmt":"2026-08-18T09:34:32","slug":"two-factor-authentication-now-on-income","status":"publish","type":"post","link":"https:\/\/getincome.com\/blog\/two-factor-authentication-now-on-income\/","title":{"rendered":"Two-Factor Authentication now on Income"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"12873\" class=\"elementor elementor-12873\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2203364 e-flex e-con-boxed e-con e-parent\" data-id=\"2203364\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d1ab10 elementor-widget elementor-widget-text-editor\" data-id=\"0d1ab10\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">We are happy to announce that the much-anticipated Two-Factor Authentication (2FA) is now available on Income. Protecting investor capital isn&#8217;t just about how loans are structured. It&#8217;s also about how securely an account can be accessed in the first place. Two-Factor Authentication builds on that same foundation, adding a second, independent layer of proof at login so that access to an account no longer relies on a password alone.<\/span><\/p><h4><b>How Two-Factor Authentication Works<\/b><\/h4><p><span style=\"font-weight: 400;\">Once enabled, logging in requires two things: your password and a one-time code generated by an authenticator app on your phone. That code refreshes every 30 seconds and is tied to your specific device, so a password alone is no longer sufficient to access an account.<\/span><\/p><p><span style=\"font-weight: 400;\">As part of setup, Income generates a one-time <\/span><b>RECOVERY CODE<\/b><span style=\"font-weight: 400;\"> on an &#8220;Almost There!&#8221; screen. <\/span><b>This code is the only way to regain access to an account if a device or authenticator app is ever lost. Support cannot retrieve it after the fact, so it should be treated with the same care as a password and stored somewhere secure, such as a password manager.<\/b><span style=\"font-weight: 400;\"> The setup flow requires checking &#8220;I have safely recorded this code&#8221; before it can be completed, to make sure this step isn&#8217;t skipped.<\/span><\/p><h4><b>Practical Benefits for Investors<\/b><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Enhanced Security:<\/b><span style=\"font-weight: 400;\"> A compromised password is no longer enough on its own to access an Income account.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Peace of Mind:<\/b><span style=\"font-weight: 400;\"> Every login carries independent confirmation that it&#8217;s genuinely the account owner.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Minimal Disruption:<\/b><span style=\"font-weight: 400;\"> Setup takes about two minutes. The extra step at login is a short code, a small trade-off for meaningfully stronger protection.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">2FA is optional. Investors can enable it whenever suits them, and disable it again at any time from Account Settings &gt; Security.<\/span><\/p><h4><b>Setting It Up<\/b><\/h4><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Go to <\/span><b>Account Settings &gt; Security<\/b><span style=\"font-weight: 400;\"> and select <\/span><b>Enable Two-Factor Authentication<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">On the <\/span><b>Secure Your Account<\/b><span style=\"font-weight: 400;\"> screen, scan the QR code with an authenticator app, then enter the one-time code it generates and select <\/span><b>Continue<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">On the <\/span><b>Almost There!<\/b><span style=\"font-weight: 400;\"> screen, <\/span><b>copy the recovery code and store it somewhere safe.<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check <\/span><b>&#8220;I have safely recorded this code&#8221;<\/b><span style=\"font-weight: 400;\"> and select <\/span><b>Continue<\/b><span style=\"font-weight: 400;\"> to finish.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">We encourage every investor to head to Account Settings &gt; Security and enable Two-Factor Authentication today.<\/span><\/p><p><span style=\"font-weight: 400;\">We look forward to continuing to invest in the security of the Income platform as our investor community continues to grow.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ece8ee1 e-flex e-con-boxed e-con e-parent\" data-id=\"ece8ee1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a9fd8d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3a9fd8d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/getincome.com\/settings?step=4\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Enable Two-Factor Authentication<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>We are happy to announce that the much-anticipated Two-Factor Authentication (2FA) is now available on Income. Protecting investor capital isn&#8217;t just about how loans are structured. It&#8217;s also about how securely an account can be accessed in the first place. Two-Factor Authentication builds on that same foundation, adding a second, independent layer of proof at [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":12874,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"_links":{"self":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/12873"}],"collection":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/comments?post=12873"}],"version-history":[{"count":4,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/12873\/revisions"}],"predecessor-version":[{"id":12880,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/12873\/revisions\/12880"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/media\/12874"}],"wp:attachment":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/media?parent=12873"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/categories?post=12873"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/tags?post=12873"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}