{"id":13004,"date":"2026-10-06T07:00:00","date_gmt":"2026-10-06T06:00:00","guid":{"rendered":"https:\/\/getincome.com\/blog\/?p=13004"},"modified":"2026-10-06T09:13:28","modified_gmt":"2026-10-06T08:13:28","slug":"income-in-september-2026-eur-11-9m-funded-up-43-on-august","status":"publish","type":"post","link":"https:\/\/getincome.com\/blog\/income-in-september-2026-eur-11-9m-funded-up-43-on-august\/","title":{"rendered":"Income in September 2026: EUR 11.9M funded, up 43% on August"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t

Funded in September<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t

\u20ac11.9M<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t+42.7% vs August<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t

Interest paid to investors<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t

\u20ac307,752<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\tIn September<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t

Outstanding portfolio<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t

\u20ac32.4M<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t+8.0% vs August<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t

New investors<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t

136<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\u22126.8% vs August<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t

September was a busy month on Income Marketplace. Investors funded \u20ac11.9M in new loans, 42.7% more than in August, and earned \u20ac307,752 in interest. We welcomed 136 new investors, bringing our community to 11,537 investors.<\/p>

The outstanding portfolio grew to \u20ac32.4M, and we launched a pilot with a fully private loan originator. Here\u2019s a closer look at the numbers, our loan originators and what\u2019s coming up in October.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t

Platform in numbers<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t

Monthly funding grew by 42.7% compared to August, reaching \u20ac11.9M. At the end of September, the outstanding portfolio stood at \u20ac32.4M, up 8.0%, and new loans carried an average interest rate of 13.46%. The average investor portfolio grew to \u20ac5,884.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t
September activity<\/caption>
Metric<\/th>September 2026<\/th>August 2026<\/th>Change<\/th><\/tr><\/thead>
Funded this month<\/th>\u20ac11,898,672<\/td>\u20ac8,337,645<\/td>+42.7%<\/span><\/td><\/tr>
Avg interest rate of new loans<\/th>13.46%<\/td>13.37%<\/td>+0.09 pp<\/span><\/td><\/tr>
New investors<\/th>136<\/td>146<\/td>\u22126.8%<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t
Platform at 30 September<\/caption>
Metric<\/th>September 2026<\/th>August 2026<\/th>Change<\/th><\/tr><\/thead>
Outstanding portfolio<\/th>\u20ac32,444,009<\/td>\u20ac30,040,714<\/td>+8.0%<\/span><\/td><\/tr>
Total funded all-time<\/th>\u20ac271,033,666<\/td>\u20ac259,134,994<\/td>+4.6%<\/span><\/td><\/tr>
Investors all-time<\/th>11,537<\/td>11,401<\/td>+1.2%<\/span><\/td><\/tr>
Avg investor portfolio size<\/th>\u20ac5,884<\/td>\u20ac5,460<\/td>+7.8%<\/span><\/td><\/tr>
Total investor earnings all-time<\/th>\u20ac8,372,140<\/td>\u20ac8,064,389<\/td>+3.8%<\/span><\/td><\/tr>
Average return since inception<\/th>13.05%<\/td>13.03%<\/td>+0.02 pp<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t

Figures as of 30 September 2026.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t

Loan originator update<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t

Income now works with 14 loan originators, including private ones. In September, our five largest originators by outstanding portfolio at month-end were ITF Group JSC (19.3%), Pinjam Yuk (15.1%), Sandfield Capital (15.0%), Virtus Lending (13.0%) and Hoovi (6.6%), together making up 68.9% of the portfolio.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t
Top 5 loan originators by share of portfolio<\/caption>
Loan originator<\/th>Share of portfolio<\/th>Invested in September<\/th>Avg interest rate<\/th><\/tr><\/thead>
\"Bulgaria\"ITF Group JSC<\/a><\/span><\/th><\/span><\/span>19.31%<\/span><\/td>\u20ac2,115,206<\/td>12.04%<\/td><\/tr>
\"Indonesia\"Pinjam Yuk<\/a><\/span><\/th><\/span><\/span>15.08%<\/span><\/td>\u20ac5,489,036<\/td>15.00%<\/td><\/tr>
\"UnitedSandfield Capital<\/a><\/span><\/th><\/span><\/span>14.99%<\/span><\/td>\u20ac377,852<\/td>15.00%<\/td><\/tr>
\"Kosovo\"Virtus Lending<\/a><\/span><\/th><\/span><\/span>12.99%<\/span><\/td>\u20ac828,019<\/td>12.35%<\/td><\/tr>
\"Estonia\"Hoovi<\/a><\/span><\/th><\/span><\/span>6.55%<\/span><\/td>\u20ac683,298<\/td>10.25%<\/td><\/tr><\/tbody>
Top 5 combined<\/th>68.92%<\/td>\u20ac9,493,411<\/td><\/td><\/tr><\/tfoot><\/table><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t

Where September\u2019s \u20ac11.9M went<\/h3>Invested in September, by loan originator<\/span><\/div>