{"id":13114,"date":"2026-11-03T06:56:34","date_gmt":"2026-11-03T06:56:34","guid":{"rendered":"https:\/\/getincome.com\/blog\/?p=13114"},"modified":"2026-11-03T06:56:35","modified_gmt":"2026-11-03T06:56:35","slug":"income-p2p-october-2026","status":"publish","type":"post","link":"https:\/\/getincome.com\/blog\/income-p2p-october-2026\/","title":{"rendered":"October 2026 at Income: EUR 11.0M funded, EUR 333,880 paid in interest"},"content":{"rendered":"\t\t
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Funded in October<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\u20ac11.0M<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\u22127.5% vs September<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Interest paid to investors<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\u20ac333,880<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t+8.5% vs September<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Outstanding portfolio<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\u20ac33.7M<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t+3.9% vs September<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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New investors<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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130<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\u22124.4% vs September<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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In October 2026, investors funded \u20ac11.0M in new loans on Income Marketplace and earned \u20ac333,880 in interest, 8.5% more than in September. The outstanding portfolio grew to \u20ac33.7M, and all-time funding passed \u20ac282M.<\/p>\n

We welcomed 130 new investors, bringing our community to 11,667, and the average investor portfolio passed \u20ac6,000 for the first time. Here\u2019s a closer look at the numbers, our loan originators and what\u2019s coming up in November.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Platform in numbers<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Monthly funding reached \u20ac11.0M, 7.5% below September\u2019s strong month. The outstanding portfolio kept growing, up 3.9% to \u20ac33.7M at the end of October. New loans carried an average interest rate of 13.20%, and the average investor portfolio grew 4.4% to \u20ac6,141.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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October activity<\/caption>
Metric<\/th>October 2026<\/th>September 2026<\/th>Change<\/th><\/tr><\/thead>
Funded this month<\/th>\u20ac11,003,323<\/td>\u20ac11,898,672<\/td>\u22127.5%<\/span><\/td><\/tr>
Avg interest rate of new loans<\/th>13.20%<\/td>13.46%<\/td>\u22120.26 pp<\/span><\/td><\/tr>
New investors<\/th>130<\/td>136<\/td>\u22124.4%<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Platform at 31 October<\/caption>
Metric<\/th>October 2026<\/th>September 2026<\/th>Change<\/th><\/tr><\/thead>
Outstanding portfolio<\/th>\u20ac33,720,192<\/td>\u20ac32,444,009<\/td>+3.9%<\/span><\/td><\/tr>
Total funded all-time<\/th>\u20ac282,036,989<\/td>\u20ac271,033,666<\/td>+4.1%<\/span><\/td><\/tr>
Investors all-time<\/th>11,667<\/td>11,537<\/td>+1.1%<\/span><\/td><\/tr>
Avg investor portfolio size<\/th>\u20ac6,141<\/td>\u20ac5,884<\/td>+4.4%<\/span><\/td><\/tr>
Total investor earnings all-time<\/th>\u20ac8,706,020<\/td>\u20ac8,372,140<\/td>+4.0%<\/span><\/td><\/tr>
Average return since inception<\/th>13.06%<\/td>13.05%<\/td>+0.01 pp<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Figures as of 31 October 2026.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Loan originator update<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Income works with 14 loan originators, including private ones. At the end of October, our five largest originators by outstanding portfolio were ITF Group JSC (21.3%), Pinjam Yuk (18.3%), Sandfield Capital (17.5%), Virtus Lending (12.0%) and Hoovi (9.4%), together making up 78.5% of the portfolio.<\/p>

Hoovi stood out in October: investors put \u20ac1.32M into its loans, almost twice as much as in September. Current LT also grew strongly, with \u20ac321,886 invested.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Top 5 loan originators by share of portfolio<\/caption>
Loan originator<\/th>Share of portfolio<\/th>Listed in October<\/th>Avg interest rate<\/th><\/tr><\/thead>
\"Bulgaria\"ITF Group JSC<\/a><\/span><\/th><\/span><\/span>21.30%<\/span><\/td>\u20ac2,084,573<\/td>12.00%<\/td><\/tr>
\"Indonesia\"Pinjam Yuk<\/a><\/span><\/th><\/span><\/span>18.28%<\/span><\/td>\u20ac4,068,212<\/td>15.00%<\/td><\/tr>
\"UnitedSandfield Capital<\/a><\/span><\/th><\/span><\/span>17.48%<\/span><\/td>\u20ac315,239<\/td>15.00%<\/td><\/tr>
\"Kosovo\"Virtus Lending<\/a><\/span><\/th><\/span><\/span>12.04%<\/span><\/td>\u20ac599,791<\/td>12.00%<\/td><\/tr>
\"Estonia\"Hoovi<\/a><\/span><\/th><\/span><\/span>9.43%<\/span><\/td>\u20ac624,688<\/td>13.23%<\/td><\/tr><\/tbody>
Top 5 combined<\/th>78.53%<\/td>\u20ac7,692,503<\/td><\/td><\/tr><\/tfoot><\/table><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Where October\u2019s \u20ac11.0M went<\/h3>Invested in October, by loan originator<\/span><\/div>