{"id":13148,"date":"2026-11-04T13:26:19","date_gmt":"2026-11-04T13:26:19","guid":{"rendered":"https:\/\/getincome.com\/blog\/?p=13148"},"modified":"2026-11-04T15:38:54","modified_gmt":"2026-11-04T15:38:54","slug":"virtus-lending-limited-time-rate-increase-to-13-p-a","status":"publish","type":"post","link":"https:\/\/getincome.com\/blog\/virtus-lending-limited-time-rate-increase-to-13-p-a\/","title":{"rendered":"Virtus Lending: Limited-Time Rate Increase to 13% p.a."},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13148\" class=\"elementor elementor-13148\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56313b0 e-flex e-con-boxed e-con e-parent\" data-id=\"56313b0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0799ac5 elementor-widget elementor-widget-text-editor\" data-id=\"0799ac5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">We have exciting news for investors in Virtus Lending loans. Starting today, Virtus Lending is listing a batch of \u20ac1.2 million in instalment loans on Income Marketplace, all at an increased interest rate of 13% p.a. This is a one-time campaign, and the higher rate applies only to this batch.<\/span><\/p><p><b>Virtus Lending at a glance<\/b><\/p><p><span style=\"font-weight: 400;\">Virtus Lending is a Kosovo-based lender that has provided leasing and consumer loans since 2019, and it has been a Loan Originator on Income Marketplace since March 2025. It has grown steadily since then, as its audited 2025 financial statements show:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Operating income: \u20ac2.3 million, up 61% year on year<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Net profit: \u20ac372 thousand (2024: \u20ac237 thousand)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Net loan portfolio: \u20ac11.8 million (2024: \u20ac7.8 million)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Total assets: \u20ac14.0 million (2024: \u20ac8.5 million)<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Investors have invested \u20ac10.0 million in Virtus Lending loans so far, earning \u20ac382 thousand in interest.<\/span><\/p><p><b>The rate increase<\/b><\/p><p><span style=\"font-weight: 400;\">For this campaign, Virtus Lending is raising the interest rate on its instalment loans to <\/span><b>13% p.a.<\/b><span style=\"font-weight: 400;\">, up from the 10\u201312% p.a. it has offered so far. <\/span><b>The elevated 13% rate applies only to this \u20ac1.2 million batch.<\/b><span style=\"font-weight: 400;\"> Once the batch is fully funded, new Virtus Lending loans return to their standard rates.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Volume: \u20ac1.2 million, one batch<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interest rate: 13% p.a.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Loan type: instalment loans<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maturities: 3\u201324 months<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Junior Share: 27%<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Buyback Obligation: applies automatically to every loan<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Available: from today until the batch is fully funded<\/span><\/li><\/ul><p><b>What this means for investors<\/b><\/p><p><span style=\"font-weight: 400;\">If you already hold Virtus Lending loans, this is a chance to add to your position at a higher rate. If you haven&#8217;t invested in Virtus Lending yet, it&#8217;s a good time to start. Because the rate applies to a single batch, we expect these loans to be funded quickly, so <\/span><b>this is a good moment to act.<\/b><\/p><p><span style=\"font-weight: 400;\">If you use Auto Invest, update your filters to include Virtus Lending so your strategy catches the new 13% p.a. loans.<\/span><\/p><p><b>Virtus Lending instalment loans at 13% p.a., while the batch lasts.<\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-640fbd7 e-flex e-con-boxed e-con e-parent\" data-id=\"640fbd7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32aacd9 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"32aacd9\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/getincome.com\/invest\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Invest Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>We have exciting news for investors in Virtus Lending loans. Starting today, Virtus Lending is listing a batch of \u20ac1.2 million in instalment loans on Income Marketplace, all at an increased interest rate of 13% p.a. This is a one-time campaign, and the higher rate applies only to this batch. Virtus Lending at a glance [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":13149,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"_links":{"self":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/13148"}],"collection":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/comments?post=13148"}],"version-history":[{"count":3,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/13148\/revisions"}],"predecessor-version":[{"id":13154,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/13148\/revisions\/13154"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/media\/13149"}],"wp:attachment":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/media?parent=13148"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/categories?post=13148"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/tags?post=13148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}