{"id":951,"date":"2021-02-02T08:38:08","date_gmt":"2021-02-02T08:38:08","guid":{"rendered":"https:\/\/getincome.com\/blog\/?p=951"},"modified":"2023-08-15T12:55:09","modified_gmt":"2023-08-15T11:55:09","slug":"meet-danabijak-on-income","status":"publish","type":"post","link":"https:\/\/getincome.com\/blog\/meet-danabijak-on-income\/","title":{"rendered":"Meet Danabijak on Income!"},"content":{"rendered":"\t\t
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Income marketplace welcomes Danabijak, a loan originator from Indonesia!<\/p>\n

Danabijak is an Indonesian fintech lending platform for the aspiring, underbanked middle class. The Danabijak lending platform leverages alternative data for credit scoring, proprietry algorithms and technology to provide near instant funding to the underbanked Indonesian consumers.<\/span><\/p>\n

Established among the first Indonesian fintech platforms in 2016, the company has originated over EUR 14M in loans and has offices in Singapore and Indonesia. It is licensed by Indonesia\u00b4s Financial Supervisory Authority (\u201cOtoritas Jasa Keuangan\u201d) as a Peer-to-Peer Fintech lending platform since June 2018.<\/span>
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Danabijaks mission is to advance financial inclusion, which it can do at scale with a retention focused model. Borrowers are on-boarded with a low value ticket and they are regularly re-evaluated from risk perspective. This re-evaluation gives the borrowers an opportunity to grow their credit score and understanding of financial products.<\/span>
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Starting off, Danabijak is offering loans with a 12% p.a. to investors through Income. The buyback guarantee for investors is 60DPD and also covers principal and interest. <\/span>The maximum maturity of Danabijak loans is 4 months with extensions.  
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The loans are secured by assignment agreement to the investor with a local SPV controlling the cashflow. The high skin in the game offers a strong cashflow buffer of ca 155-200% in case of LO default. The maximum maturity of Danabijak loans is 4 months with extensions. <\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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How to invest into Danabijak loans?<\/b><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Danabijak Loans can be invested in on our marketplace through manual investment or adding them into your automated investment strategy. If automated is activated the monthly repayments made to your Income account will be automatically invested into new loans according to your strategy. <\/span>
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Register now and start earning. <\/span>Click here to start!<\/a>
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Income marketplace welcomes Danabijak, a loan originator from Indonesia! Danabijak is an Indonesian fintech lending platform for the aspiring, underbanked middle class. The Danabijak lending platform leverages alternative data for credit scoring, proprietry algorithms and technology to provide near instant funding to the underbanked Indonesian consumers. Established among the first Indonesian fintech platforms in 2016, […]<\/p>\n","protected":false},"author":2,"featured_media":995,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[19],"_links":{"self":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/951"}],"collection":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/comments?post=951"}],"version-history":[{"count":38,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/951\/revisions"}],"predecessor-version":[{"id":2317,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/posts\/951\/revisions\/2317"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/media\/995"}],"wp:attachment":[{"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/media?parent=951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/categories?post=951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getincome.com\/blog\/wp-json\/wp\/v2\/tags?post=951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}