We want to inform you about an important update regarding loans listed by Danarupiah, one of the loan originators on the Income platform.
Starting from Monday, December 16th, Danarupiah will offer loans with an interest rate of 13% per annum. This new rate will apply only to new loans listed after this date while existing loans will remain unaffected.
Why Is This Happening?
This adjustment is in response to a regulation introduced by the Otoritas Jasa Keuangan (OJK) in 2022. The regulation aims to gradually lower the daily interest rates for P2P lending platforms each year. The current reduction in rates aligns with OJK’s ongoing implementation of this policy in 2023.
What Does This Mean for You?
Existing Loans: There will be no changes to the interest rates on your current Danarupiah investments.
New Loans from December 16th: All newly listed loans from this date onward will offer a 13% per annum rate.
This adjustment reflects the evolving regulatory landscape in Indonesia, while slightly lower than the previous 14% rate, Danarupiah loans continue to offer competitive returns and diversification opportunities for your investment portfolio.
As always, we are committed to keeping you informed and ensuring our platform adheres to regulatory requirements while delivering value to our investors.
