Since joining the Income Marketplace platform in late 2024, Sandfield Capital has been one of our most consistent loan originators. This month, they are sharing a business update about strong growth, a unique protection model that continues to perform, and a permanent interest rate increase to 15% per annum.
Sandfield Capital is a UK-based litigation finance provider. They fund law firms pursuing civil legal cases, receiving repayment once cases are settled. This model has been around for decades in the UK legal sector and offers a return stream that is largely uncorrelated to financial markets.
What sets them apart from others in this space is their fully insured structure. Every loan they originate is backed by A+ rated insurance that covers both investor capital and interest, in all scenarios including insolvency. Over the past six years, this insurance has paid out 100% of the time.
The Numbers Behind the Growth
Here is where Sandfield Capital stands today:
- EUR 1M+ expected monthly loan origination on the Income platform
- 7% of loans repaid ahead of schedule, freeing up investor capital faster
- 100% of all originated loans repaid within term
- Case success rate above 90%
- Balance sheet up GBP 3.5 million since joining Income Marketplace
These are not projections. They reflect actual performance over 18 months of operation on our platform.
Returns Increasing to 15% Per Annum
In recognition of investor loyalty and to support continued growth, Sandfield Capital has permanently raised investor returns from 13.5% to 15% per annum. This applies to new loans on the platform and reflects both the confidence of their business and their commitment to rewarding investors who have supported them from the beginning.
“Your faith in our business has allowed us to take the next step of growth. By way of both a reward for your support over the last 18 months and also to encourage and support further growth and increased loan origination, Sandfield Capital will permanently increase investor returns from 13.5% per annum to 15% per annum with immediate effect.” – The Directors, Sandfield Capital
Clarification on Recent UK Litigation Finance News
You may have seen recent coverage of an SRA review of parts of the UK litigation funding market. Sandfield Capital and its panel law firms have no connection to this review and have issued a formal Market and Regulatory Statement setting out their position in full, which you can view here.
What This Means for You as an Investor
If you are already invested in Sandfield Capital loans, you are with an originator that has consistently delivered. If you have been considering it, 15% returns, full insurance cover, and a clean 18-month track record make a strong case. Make sure to update your Auto Invest filters to catch the new 15%.p.a loans from Sandfield Capital.
