Funded in September
€11.9M
Interest paid to investors
€307,752
Outstanding portfolio
€32.4M
New investors
136
September was a busy month on Income Marketplace. Investors funded €11.9M in new loans, 42.7% more than in August, and earned €307,752 in interest. We welcomed 136 new investors, bringing our community to 11,537 investors.
The outstanding portfolio grew to €32.4M, and we launched a pilot with a fully private loan originator. Here’s a closer look at the numbers, our loan originators and what’s coming up in October.
Platform in numbers
Monthly funding grew by 42.7% compared to August, reaching €11.9M. At the end of September, the outstanding portfolio stood at €32.4M, up 8.0%, and new loans carried an average interest rate of 13.46%. The average investor portfolio grew to €5,884.
| Metric | September 2026 | August 2026 | Change |
|---|---|---|---|
| Funded this month | €11,898,672 | €8,337,645 | +42.7% |
| Avg interest rate of new loans | 13.46% | 13.37% | +0.09 pp |
| New investors | 136 | 146 | −6.8% |
| Metric | September 2026 | August 2026 | Change |
|---|---|---|---|
| Outstanding portfolio | €32,444,009 | €30,040,714 | +8.0% |
| Total funded all-time | €271,033,666 | €259,134,994 | +4.6% |
| Investors all-time | 11,537 | 11,401 | +1.2% |
| Avg investor portfolio size | €5,884 | €5,460 | +7.8% |
| Total investor earnings all-time | €8,372,140 | €8,064,389 | +3.8% |
| Average return since inception | 13.05% | 13.03% | +0.02 pp |
Figures as of 30 September 2026.
Loan originator update
Income now works with 14 loan originators, including private ones. In September, our five largest originators by outstanding portfolio at month-end were ITF Group JSC (19.3%), Pinjam Yuk (15.1%), Sandfield Capital (15.0%), Virtus Lending (13.0%) and Hoovi (6.6%), together making up 68.9% of the portfolio.
| Loan originator | Share of portfolio | Invested in September | Avg interest rate |
|---|---|---|---|
 ITF Group JSC | 19.31% | €2,115,206 | 12.04% |
 Pinjam Yuk | 15.08% | €5,489,036 | 15.00% |
 Sandfield Capital | 14.99% | €377,852 | 15.00% |
 Virtus Lending | 12.99% | €828,019 | 12.35% |
 Hoovi | 6.55% | €683,298 | 10.25% |
| Top 5 combined | 68.92% | €9,493,411 |
Where September’s €11.9M went
Invested in September, by loan originatorLoan originator news
Current Auto LV is winding down its operations in Latvia and exiting Income. Read the full update
We published the 2025 financial results of DanaKredi and Current Auto LT, followed by Current LT’s audited 2025 results and H1 2026 update.
In case you missed it
Here’s everything we published in September:
- 1 September 2026How Sandfield Capital Loans Are Protected: Buyback Obligation and Insurance
- 10 September 2026Current Auto UAB (LT) 2025 Financial Results
- 14 September 2026Current LT Audited 2025 Results & H1 2026 Update
- 17 September 2026DanaKredi 2025 FS
- 18 September 2026Current Auto LV is Exiting the Income Platform
A word from our CEO
Lavrenti Tsudakov
CEO, Income Marketplace
What went well
September closed with the active portfolio at around €32M, roughly three times its October 2023 level, spread across 14 loan originators. We also launched our first pilot with a fully private loan originator, a new direction for Income that broadens the types of partnerships we can offer.
What was challenging
Loan originator demand has been growing faster than new investor deposits, and matching inflow to the volumes our partners are ready to list remains our main day-to-day focus.
Our focus for October
We plan to sign a framework agreement with a loan originator we’ve been working with for some time, putting the relationship on a long-term footing. Alongside that, we will focus on bringing back investors who registered but never funded their accounts.
Thank you for investing with Income.
Secondary market update
In our last update on the secondary market, we promised to come back to you in September. We are keeping that promise, even though the update itself is short.
The launch remains postponed. The status hasn’t changed since our last update, and we don’t yet have a new launch date. Rather than give you an estimate we cannot stand behind, we will come back to you when there is a concrete date, and not before.
Nothing changes in how the platform works today. Thank you for your patience and your trust.
Coming up in October
Our focus this month is on new loan originator partnerships and helping registered investors make their first investment. Keep an eye on our blog and Telegram community for announcements.
Questions? Reach us at hello@getincome.com.
