German personal finance blog Depotstudent, run by Dominik, published a thorough review of Income Marketplace in May 2026. The blog covers personal finance and investing for a German-speaking audience, and Dominik tested Income firsthand before sharing his verdict.
Income’s reported average return currently sits at 13.78%, with an active portfolio approaching 30 million euros and less than 1% of investor funds affected by problematic loan originators. Dominik highlighted these numbers as a sign that Income is a serious player in the European P2P space.
A big focus of the review was Income’s layered security approach. He went into detail on the Junior Share and Cashflow Buffer, explaining how both mechanisms offer investors protection that goes beyond the standard buyback guarantee found on most P2P platforms. He also praised the autoinvest feature for enabling a fully passive investment experience, and noted that Income charges no fees to investors at any stage, from account opening through to withdrawals.
His overall conclusion was that Income stands out for combining competitive returns with above-average investor protections, making it a strong option for those looking to diversify into P2P lending.
The review received a reader rating of 4.7 out of 5 on Depotstudent’s site.
Read the full review (in German): Income Marketplace Erfahrungen
