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Investing in Loans with Income
How It Works?
Whether you’re an individual or an institution, Income provides a seamless platform for investing in loans. Enjoy the benefits without any fees for investors, and with a minimum investment as low as 10€, anyone can get started. Here’s a step-by-step guide to understanding how it all works:
1. Register
The first step to embark on your investment journey is to create an account with Income on our website or download our mobile app. This process is quick and straightforward, taking only a few minutes to complete.
2. Add funds
After registering, you can add funds to your investor account through a simple bank transfer. This step ensures that you are ready to dive into the world of loan investments.
3. Invest
Choose from a selection of individual loans to invest in. Income makes the investment process easy and fast, allowing you to earn up to 15% annually on your investments. You can start from as little as 10 EUR.
4. Re-invest
Watch your investment grow over time, and receive both principal and interest payments directly to your account. We encourage a continuous cycle of growth and reinvestment.
Building your wealth one investment at a time!
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Expected Returns
Security Features on Income
Income offers investing in assets secured by the Loan Originators’ listed portfolios. Our unique security features Buyback Obligation and Cashflow Buffer safeguard you investments.
Cashflow Buffer
Cashflow Buffer is the amount of cash coming from the loan portfolio covering investments 1:1, assuming all the identified risks materialize.
Junior Share
Junior Share is the Loan Originators own share in a loan which will always be inferior to investors’ claims
Buyback Obligation
Every loan on Income comes with a Buyback Obligation. If a loan becomes more than 60 days overdue, it will be bought back from you with the full principal and interest, ensuring your investment is protected.
Income's Global Fintech Partnerships
Income collaborates with fintech companies worldwide to bring you a diverse range of loans that yield up to 15% p.a.
Investing in loans originated globally by our partners you earn income, but also participate in fueling financial inclusion. Our investors have complete transparency over their investments.
Start Building Your Wealth Today!
Start investing in easy and secured loans with yields up to 15 % p.a.