FIN Yritysrahoitus

FIN Yritysrahoitus is a Finnish loan originator that specializes in financing small and medium sized companies in Finland. The company´s business idea is to service Finnish entrepreneurs on-line with flexible process and eliminating unnecessary bureaucracy that companies often face when dealing with local banks. After being established in February 2014 the company has grown to be a known loan originator among Finnish SME´s looking for fast credit with simple process. The company has significant track record in servicing SME´s and managing credit risk.

There are about 300 000 active companies and entrepreneurs in Finland. Out of all the companies 89% employ less than five people. FIN Yritysrahoitus strongly sees that also these small companies are extremely important for the economy and hopes to support their success with reasonably priced credit and great service through technology and data science.

FIN Yritysrahoitus has recently started co-operation with the European Investment Fund (EIF) with the purpose of ensuring availability of credit to Finnish small entrepreneurs, a segment that needs liquidity especially in times of weaker economic growth. EIF co-operation covers a part of the potential credit losses of the company, thus enabling FIN Yritysrahoitus to issue loans to even more companies to support their growth.

Latest news

€ 6.8 M

Loans Originated

€ 1.2 M

Loan Portfolio


Junior Share

Security Structure

The loans are secured by assignment agreement to the investor with EU SPV controlling the cashflow.
The 22% Junior share contributes to a strong cashflow buffer in case of LO default.

FIN Yritysrahoitus Oy is audited by Aurinkolahden Tilintarkastus Oy.
Income CEO acts as a board advisor to FIN Yritysrahoitus Oy.