Virtus Lending LLC

Virtus Lending LLC has been licensed as a Non-Banking Financial Institution (NBFI) by the Central Bank of the Republic of Kosovo since March 2019. The company is wholly owned by Virtus Invesco Partners LLC, a Pristina-based entity primarily engaged in holding company activities.

Recognizing the growing demand for used car financing and micro-consumer lending, Virtus Invesco Partners LLC (Virtus Group) has expanded its operations into neighboring markets, positioning itself as an important financial institution in these sectors. Currently, Virtus Group operates in Kosovo, Albania, and North Macedonia.

The company’s success is driven by its prudent credit portfolio management, robust capital structure, and advanced IT infrastructure. As part of its long-term strategic vision, Virtus Lending LLC is committed to further expanding its footprint across the region, striving to become the premier provider of used car financing and micro-consumer loans.

Latest news

€ 16 M

Loans Originated

€ 8M

Loan Portfolio

24 - 27 %

Junior Share

Security Structure

The company placing loans on Income Marketplace is Virtus Lending.

The investment into loan claims is made through an assignment agreement between the investor, Virtus Lending, and Income’s SPV. Depending on the loan type, the junior share securing the investment is either 24% or 27%.

Loans listed on the marketplace are pledged to the SPV for the benefit of the Income investors. Pledge lists are updated quarterly.