DanaRupiah is a fintech lending platform for consumer loans in Indonesia.

DanaRupiah has been licensed by the Indonesian Financial Supervisory Authority (OJK) as a peer-to-peer fintech lending platform since the 19th of May 2020.

DanaRupiah has a mission to become one of the most trusted financial solutions providers in Indonesia that contributes to improving society’s standard of living by providing various types of loans. Over EUR 422 million worth of loans have originated via DanaRupiah since 2018.

DanaRupiah is part of Weshare Financial Group based in Beijing, which operates in the lending business in 7 countries.

Founded 2018
Country indonesia
Loan Type Payday loans
Borrower APR range 154%-4114%
Borrower APR average 1347%
Structure Local SPV and Cash sweep

Loans originated


Loan portfolio


Junior share

0 %

Security Structure

The loans are secured by assignment agreement to the investor with SPV controlling the cashflow.
The 35% Junior share contributes to a strong cashflow buffer in case of LO default.

View security structure

Investment Highlights

You are investing in loans originated from Indonesian consumers on the DanaRupiah platform in Indonesia.

  • Investments in EUR (Loans issued in IDR, DanaRupiah carries FX risk)
  • Expected maturities up to 30 days
  • Secured by assignment agreements and controls over cash flow through an SPV
  • Junior share 35%

Additional information


18.11.2021 Danarupiah presentation
20.12.2021 Danarupiah financials 2020
31.03.2022 Danarupiah financials 2021                                      03.10.2022 DanaRupiah financials 2022 Q1


Contact Us
Income Company OÜ
+44 116 464 9956

Income Company OÜ is a company registered in the Republic of Estonia with registration number 16014116 and legal address in Maakri 19/2 10145 Tallinn, Estonia. Central European branch office in address Liechtensteinstrasse 111-115, 1090 Vienna, Austria.

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