Funded in October
€11.0M
Interest paid to investors
€333,880
Outstanding portfolio
€33.7M
New investors
130
In October 2026, investors funded €11.0M in new loans on Income Marketplace and earned €333,880 in interest, 8.5% more than in September. The outstanding portfolio grew to €33.7M, and all-time funding passed €282M.
We welcomed 130 new investors, bringing our community to 11,667, and the average investor portfolio passed €6,000 for the first time. Here’s a closer look at the numbers, our loan originators and what’s coming up in November.
Platform in numbers
Monthly funding reached €11.0M, 7.5% below September’s strong month. The outstanding portfolio kept growing, up 3.9% to €33.7M at the end of October. New loans carried an average interest rate of 13.20%, and the average investor portfolio grew 4.4% to €6,141.
| Metric | October 2026 | September 2026 | Change |
|---|---|---|---|
| Funded this month | €11,003,323 | €11,898,672 | −7.5% |
| Avg interest rate of new loans | 13.20% | 13.46% | −0.26 pp |
| New investors | 130 | 136 | −4.4% |
| Metric | October 2026 | September 2026 | Change |
|---|---|---|---|
| Outstanding portfolio | €33,720,192 | €32,444,009 | +3.9% |
| Total funded all-time | €282,036,989 | €271,033,666 | +4.1% |
| Investors all-time | 11,667 | 11,537 | +1.1% |
| Avg investor portfolio size | €6,141 | €5,884 | +4.4% |
| Total investor earnings all-time | €8,706,020 | €8,372,140 | +4.0% |
| Average return since inception | 13.06% | 13.05% | +0.01 pp |
Figures as of 31 October 2026.
Loan originator update
Income works with 14 loan originators, including private ones. At the end of October, our five largest originators by outstanding portfolio were ITF Group JSC (21.3%), Pinjam Yuk (18.3%), Sandfield Capital (17.5%), Virtus Lending (12.0%) and Hoovi (9.4%), together making up 78.5% of the portfolio.
Hoovi stood out in October: investors put €1.32M into its loans, almost twice as much as in September. Current LT also grew strongly, with €321,886 invested.
| Loan originator | Share of portfolio | Listed in October | Avg interest rate |
|---|---|---|---|
 ITF Group JSC | 21.30% | €2,084,573 | 12.00% |
 Pinjam Yuk | 18.28% | €4,068,212 | 15.00% |
 Sandfield Capital | 17.48% | €315,239 | 15.00% |
 Virtus Lending | 12.04% | €599,791 | 12.00% |
 Hoovi | 9.43% | €624,688 | 13.23% |
| Top 5 combined | 78.53% | €7,692,503 |
Where October’s €11.0M went
Invested in October, by loan originatorLoan originator news
The private loan originator we started piloting in September began real listings in October. A new loan originator is also planned to go live in November, adding fresh supply to the platform.
We published the audited 2025 results of Autofino, Danabijak and Hoovi Finance.
In case you missed it
Here’s everything we published in October:
- 6 October 2026Income in September 2026: EUR 11.9M funded, up 43% on August
- 8 October 2026Autofino (UAB Greiti autosprendimai) audited 2025 Financial Results
- 13 October 2026Danabijak 2025 Audited Financial Results
- 20 October 2026Hoovi Finance year 2025 audited financial results
A word from our CEO
Lavrenti Tsudakov
CEO, Income Marketplace
What went well
October closed with the active portfolio at €33.7M, up €1.3M in the month, and platform revenue at a record high. Most of our loan originators grew their funded volume, and our first private loan originator, piloted in September, started real listings. We also announced the dormant-account fee that starts in January.
What was challenging
New investors. October’s growth came mainly from existing investors adding to their portfolios, not from new ones.
Our focus for November
A new loan originator is planned to be live in November, adding fresh supply. On the investor side, the reactivation campaign moves to its next phase.
Thank you for investing with Income.
Account administration fee for dormant accounts
If you have investments on Income, this does not affect you. The fee only applies to accounts that hold no investments.
Our updated User Agreement took effect on 1 November 2026. It introduces a monthly account administration fee of €10 for dormant accounts, which covers the ongoing administration and safekeeping of your account and funds.
An account becomes dormant when it holds no active investments and has had no deposits, withdrawals or new investments for 60 days in a row. The 60 days only started counting on 1 November, so no fee will be charged before 31 December 2026.
- You’ll be notified first: before any fee is charged, you’ll receive three emails, after 30, 45 and 60 days of inactivity.
- Easy to avoid: log in and make a deposit, submit a withdrawal request or make an investment. One action reactivates your account immediately.
- Never below zero: the fee is deducted on the last day of each month and never takes your balance below €0. If your balance is under €10, only the remaining balance is deducted.
You can read the full updated User Agreement on our website.
Coming up in November
A new loan originator is planned to join the platform this month. We’ll announce it on our blog and in our Telegram community as soon as it goes live.
Questions? Reach us at hello@getincome.com.
